← COMPARE
HDFC Infinia Credit Card Metal Edition vs American Express Platinum Card
A side-by-side comparison of fees, rewards, and benefits to help you pick the right card for your spending.
| HDFC Infinia Credit Card Metal Edition | American Express Platinum Card | |
|---|---|---|
| Issuer | HDFC | AMEX |
| Annual fee | ₹12,500/yr ✓ | ₹66,000/yr |
| Joining fee | ₹12,500 | ₹66,000 |
| Best reward | 2.50% on Other | 1% on Other |
| Forex markup | 2% | 2% |
| Lounge access | Yes | No |
| Welcome benefit | ~₹12,500 | — |
| Min income | ₹3,00,000/mo | ₹2,50,000/mo |
| Expert rating | 4.9 / 5 ✓ | 4.8 / 5 |
Which should you pick?
Choose the HDFC Infinia Credit Card Metal Edition if you want strong rewards on other at a lower annual fee plus airport lounge access. Consider the American Express Platinum Card if you spend more on other. Your actual best card depends on how you spend — run your numbers below.