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TOOLS

Credit card eligibility estimator

Enter your income and (optionally) your CIBIL score to see which cards you're likely to be approved for — before a single hard enquiry hits your report.

This is an estimate, not an approval. Issuers weigh income, CIBIL, existing credit, employer category, city and internal rules we can't see — two people with identical numbers can get different outcomes. Income thresholds come from each card's published criteria; CIBIL bands are a general guideline, not card-specific data. Use this to shortlist, then apply where you're "Likely" to minimise rejections (and the hard enquiries they leave on your report).