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BY ISSUER

Credit Cards by Issuer

Pick an issuer for a plain-English guide to how its rewards programme works, then its full current card line-up — each card linking to our in-depth review.

Collection

Fintech Credit Cards

App-first cards like Kiwi, Jupiter, slice and OneCard — UPI-native, mostly lifetime-free, grouped by product model rather than by bank.

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HDFC Bank

India’s largest credit card issuer — the SmartBuy portal, a single reward-point currency that spans the whole ladder, and the Infinia/Diners Black flagships that anchor the premium segment.

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SBI Card

India’s dedicated card major — a huge co-branded and cashback range, the Reward Point currency, and the SBI Card SPRINT/anniversary milestone model.

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ICICI Bank

The Amazon Pay co-brand that became a default first card, the Reward Point ladder, and the Emeralde Private Metal at the top — plus a deep bench of co-branded and fuel cards.

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Axis Bank

The widest transfer-partner list of any Indian issuer via EDGE Miles, the Magnus/Reserve premium tier, and strong co-brands with Flipkart, Airtel and IndianOil.

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American Express

The only issuer that runs its own global network in India — Membership Rewards points, the Platinum Charge at the top, and Gold Charge / SmartEarn / Taj co-brand beneath it.

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Kotak Mahindra Bank

A recently rebuilt range — Reward Points across the ladder, the White Reserve metal flagship up top, and everyday co-brands like Myntra, IndianOil and the 811 cards.

View Kotak Mahindra Bank cards →

IDFC FIRST Bank

The issuer that made lifetime-free its calling card — FIRST Points that never expire, low-friction terms, and a premium ladder that climbs to the invite-only FIRST Private.

View IDFC FIRST Bank cards →

RBL Bank

A co-brand-led range — Reward Points, the World Safari zero-forex travel card, and a long list of retail and fuel partnerships.

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HSBC India

A small but sharp range — the TravelOne with its airline and hotel transfer partners (including Accor), the cashback-and-dining Live+, and the premium Premier.

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AU Small Finance Bank

A fast-growing range with a genuinely different idea — the customisable LIT card, the Zenith metal cards at the top, and Reward Points across the ladder.

View AU Small Finance Bank cards →

IndusInd Bank

A premium-leaning range with a travel twist — Avios-earning co-brand cards, the EazyDiner dining card, lifetime-free options, and an invite-only tier at the top.

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Bank of Baroda

A broad value-focused range issued by BOBCARD — Reward Points, the Eterna at the premium end, and practical co-brands for fuel and rail.

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YES Bank

A compact range known for punchy reward rates on its flagships — Reward Points via YES Rewardz, the Marquee at the top, and a set of mid-tier lifestyle cards beneath it.

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Standard Chartered

A focused range from a global bank — Reward Points via the 360° Rewards programme, the high-earning Ultimate card at the top, and cashback and co-brand options beneath it.

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Federal Bank

A small own-branded range with one genuinely unusual trait — every card is lifetime free. The rewards are thin; the lounge access and Celesta’s 2% forex are the reason to hold one.

View Federal Bank cards →

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