Credit card point transfers: every route, mapped

How many points do you need?

Found the award seat or the hotel night? Pick the programme it’s priced in, enter how many miles or points it costs, and see what that takes from every Indian reward currency with a direct transfer — and what those points are really worth in ₹.

What are your points worth?

The same question from the other side: you already hold the points. Pick the currency and your balance, and see the ₹ each direct transfer partner turns them into — the same balance can be worth several times more sent to the right programme than the wrong one.

Every route, on one page

150 direct routes out of 13 Indian reward currencies, ordered by what a point is worth at the other end rather than by the ratio — a 1:1 into a programme worth ₹0.22 a point is a worse exit than a 2:1 into one worth ₹1.00, and the ratio column alone will tell you the opposite. The ₹ figure is the ratio multiplied by the destination programme’s own valuation: arithmetic on two published numbers, not a claim about any particular award seat.

150 transfer routes shown.

Showing 150 routes · 101 of them pay a different ratio depending on which card you hold

On whose word is who published the document a route rests on, and it is a separate question from how sure we are of the ratio — a route can be issuer-published and still carry a lower confidence because nobody has re-read it lately. Counting source links would overstate the verification more than fourfold: 131 citations across this graph resolve to 30 distinct documents. Every date is that route’s own, not a graph-wide stamp.