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PRESS · EVERY WEEK

Credit card news, week by week

Once a week, in plain words: what changed on Indian credit cards, the rules and bank news that matter to cardholders, and what’s coming next.

Latest week

Coming up

Changes banks have announced that haven’t kicked in yet, soonest first.

Earlier weeks

Every week we’ve written up, newest first.

Older weeks, change by change

Weeks of 2026 without a write-up, newest first, one line per change. Each card links to its full value timeline.

26 Oct – 1 Nov 2026

  • Issuer notice · 1 Nov 2026 · 5 cards Axis Bank
    • Cut · Benefit Movie offer now needs Rs 25,000 of spend in the previous 3 months
  • Cut · Benefit · 1 Nov 2026 Axis Bank MyZone Credit Card: District movie buy-one-get-one becomes spend-gated
  • Issuer notice · 27 Oct 2026 · 7 cards American Express
    • Change · Eligibility New supplementary card applications paused
  • Issuer notice · 26 Oct 2026 · 9 cards IDFC FIRST Bank
    • Cut · Reward International spends stop earning reward points
  • Cut · Reward · 26 Oct 2026 IndiGo IDFC FIRST Credit Card: International spends cut to 1 BluChip per ₹100
  • Cut · Reward · 26 Oct 2026 IDFC FIRST Ashva Credit Card: International earn cut to 2X

10 Aug – 16 Aug 2026

  • Bank-wide change · 13 Aug 2026 · 3 cards SBI Card
    • Cut · Transfer Etihad Guest removed as a transfer partner
  • Improvement · Reward · 11 Aug 2026 CRED IndusInd Bank RuPay Credit Card: CRED UPI Scan & Pay cap removed

3 Aug – 9 Aug 2026

  • Bank-wide change · 5 Aug 2026 · 9 cards Axis Bank
    • Improvement · Transfer Qatar Airways Privilege Club returns as a transfer partner

27 Jul – 2 Aug 2026

  • Bank-wide change · 1 Aug 2026 · 2 cards HDFC Bank
    • Change · Welcome Welcome benefit restructured into five UPI scratch cards
  • Bank-wide change · Aug 2026 · 2 cards American Express
    • Change · Eligibility New applications paused in India again
  • Improvement · Fee · 31 Jul 2026 HSBC TravelOne Credit Card: Fee-waiver clause widened — add-on spends count, anniversary year, GST reversed
  • Cut · Fee · 31 Jul 2026 IndusInd Bank Platinum RuPay Credit Card: IndusInd stops describing the card as having no joining fee

20 Jul – 26 Jul 2026

13 Jul – 19 Jul 2026

  • Improvement · Fee · 17 Jul 2026 IDFC FIRST Private Credit Card: Annual fee halved to ₹25,000; 50,000-point commencement benefit
  • Cut · Benefit · 17 Jul 2026 IDFC FIRST Private Credit Card: Spend-based milestones discontinued
  • Cut · Reward · 15 Jul 2026 HPCL ENERGIE BOBCARD Credit Card: Fuel rewards and surcharge waiver restricted to HPCL's eligible-outlet list
  • Bank-wide change · 15 Jul 2026 · 5 cards BOBCARD
    • Cut · Benefit Accidental death insurance withdrawn
  • Bank-wide change · 15 Jul 2026 · 2 cards BOBCARD
    • Cut · Fee Finance charge raised to 3.75%/month
  • Bank-wide change · 15 Jul 2026 · 2 cards BOBCARD
    • Cut · Lounge Lounge spend threshold raised to ₹75,000/quarter
  • Cut · Fee · 15 Jul 2026 SBM ZET Credit Card: 1% fee on rent and education payments

6 Jul – 12 Jul 2026

29 Jun – 5 Jul 2026

  • Change · Launch · 3 Jul 2026 Paytm AU Credit Card: Paytm AU Credit Card launches as a zero-fee UPI-rewards co-brand
  • Bank-wide change · 3 Jul 2026 · 1 card Axis Bank
    • Improvement · Welcome Welcome BluChips temporarily doubled
  • Bank-wide change · 1 Jul 2026 · 3 cards ICICI Bank
    • Cut · Lounge Airport lounge access gated behind ₹75,000/quarter spend
  • Issuer notice · 1 Jul 2026 · 23 cards AU Small Finance Bank
    • Cut · Fee Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
  • Bank-wide change · 1 Jul 2026 · 2 cards SBI Card
    • Cut · Reward Reward caps cut and new exclusions added
  • Improvement · Fee · 1 Jul 2026 Axis Bank Magnus Credit Card: Magnus issued lifetime-free to new Burgundy Salary customers
  • Bank-wide change · 1 Jul 2026 · 4 cards HDFC Bank
    • Cut · Reward SmartBuy brand-voucher earning capped
  • Improvement · Milestone · 1 Jul 2026 IDFC FIRST SWYP Credit Card: Education added to special-category milestones, ₹40k tier added
  • Cut · Reward · Jul 2026 IndiGo IDFC FIRST Credit Card: BluChips now forfeited if the minimum due is missed
  • Improvement · Benefit · 1 Jul 2026 HDFC Regalia Gold Credit Card: Boarding Edge programme introduced
  • Cut · Lounge · 1 Jul 2026 HDFC Regalia Gold Credit Card: Domestic lounge access made spend-gated
  • Cut · Lounge · 1 Jul 2026 HDFC Bank Diners Club Privilege Credit Card: Lounge access became spend-gated (₹60,000/quarter)
  • Cut · Lounge · 1 Jul 2026 American Express Platinum Card: Mumbai Centurion Lounge closes; access moves to Adani lounge
  • Cut · Benefit · 30 Jun 2026 Flipkart SBI Card: Flipkart-App acquisition offers ended
  • Change · Benefit · 29 Jun 2026 Kiwi RuPay Credit Card: Kiwi Boost, a paid three-month add-on, introduced

22 Jun – 28 Jun 2026

  • Cut · Fee · 26 Jun 2026 Roarbank RuPay Credit Card: Unity introduces a 1% transaction fee on fuel, wallet top-ups and utility spends

15 Jun – 21 Jun 2026

  • Cut · Fee · 21 Jun 2026 super.money superCard (Utkarsh SFB): Account maintenance charge on closure within 12 months
  • Cut · Fee · 21 Jun 2026 super.money superCard (Utkarsh SFB): Interest rate on unpaid dues raised from 3% to 3.5% a month
  • Bank-wide change · 18 Jun 2026 · 7 cards IDFC FIRST Bank
    • Cut · Reward Cashback capped at your credit limit per cycle
  • Bank-wide change · 18 Jun 2026 · 2 cards IDFC FIRST Bank
    • Cut · Benefit Movie buy-one-get-one spend-gated
  • Bank-wide change · 18 Jun 2026 · 3 cards IDFC FIRST Bank
    • Cut · Benefit Movie discount gated on staying spend-active
  • Cut · Benefit · 18 Jun 2026 IDFC FIRST Ashva Credit Card: Movie BOGO spend-gated; earn capped to credit limit
  • Cut · Reward · 18 Jun 2026 IDFC FIRST Classic Credit Card: Moved to category rewards; base cut ₹150→₹200
  • Bank-wide change · 18 Jun 2026 · 4 cards IDFC FIRST Bank
    • Cut · Reward Points get 24-month expiry + credit-limit earn cap
  • Cut · Reward · 18 Jun 2026 IDFC FIRST Millennia Credit Card: In-app travel accelerators trimmed (hotels & flights)
  • Cut · Fee · 15 Jun 2026 IndusInd Bank Nexxt Credit Card: New fuel, transport & DCC fees
  • Bank-wide change · 15 Jun 2026 · 6 cards YES Bank
    • Cut · Fee Cash-advance, auto-debit and deposit fees raised
  • Bank-wide change · 15 Jun 2026 · 7 cards YES Bank
    • Cut · Fee Forex markup raised 2.75% to 3.50%
  • Bank-wide change · 15 Jun 2026 · 9 cards YES Bank
    • Cut · Benefit Fuel surcharge waiver window narrowed
  • Bank-wide change · 15 Jun 2026 · 3 cards YES Bank
    • Cut · Reward Reward exclusions widen; select categories shrink to utilities + streaming
  • Bank-wide change · 15 Jun 2026 · 9 cards IndusInd Bank
    • Cut · Fee New 1% fee on transport spends above ₹40,000 a cycle
  • Bank-wide change · 15 Jun 2026 · 10 cards IndusInd Bank
    • Cut · Fee Dynamic Currency Conversion fee doubled to 2%
  • Bank-wide change · 15 Jun 2026 · 9 cards IndusInd Bank
    • Cut · Fee Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle
  • Issuer notice · 15 Jun 2026 · 3 cards IndusInd Bank
    • Cut · Fee New 1% fee on transport spends above ₹40,000 a cycle
  • Bank-wide change · 15 Jun 2026 · 3 cards IndusInd Bank
    • Cut · Fee New transport surcharge; late-payment grid raised
  • Issuer notice · 15 Jun 2026 · 3 cards YES Bank
    • Cut · Fee Cash-advance, auto-debit-failure and cash-deposit charges raised
  • Improvement · Fee · 15 Jun 2026 IndusInd Bank Indus Solitaire Credit Card: Late-payment charges waived; exempted from the new surcharges
  • Bank-wide change · 15 Jun 2026 · 2 cards YES Bank
    • Cut · Redemption A ₹100 fee now applies every time you redeem reward points
  • Cut · Fee · 15 Jun 2026 IndusInd Bank Legend Credit Card: New fuel/transport surcharges and higher DCC fee
  • Cut · Fee · 15 Jun 2026 IndusInd Bank EazyDiner Signature Credit Card: Portfolio-wide surcharges added: fuel, transport, DCC & interest

8 Jun – 14 Jun 2026

  • Issuer notice · 14 Jun 2026 · 22 cards AU Small Finance Bank
    • Cut · Fee New 1% fair-usage charge on transportation spends

1 Jun – 7 Jun 2026

18 May – 24 May 2026

11 May – 17 May 2026

  • Bank-wide change · 15 May 2026 · 4 cards HDFC Bank
    • Cut · Reward Base earn rate cut
  • Issuer notice · 15 May 2026 · 22 cards HDFC Bank
    • Cut · Fee Dynamic currency conversion markup raised to 1.75%
  • Cut · Fee · 15 May 2026 HDFC Regalia Gold Credit Card: INR-DCC markup and card-replacement fee added
  • Cut · Fee · 15 May 2026 HDFC Bank Diners Club Privilege Credit Card: Dynamic Currency Conversion markup revised to 1.75%

4 May – 10 May 2026

  • Cut · Milestone · 10 May 2026 RBL Bank Patanjali Swarn Credit Card: Milestone spend thresholds tripled, and the Patanjali minimums rose more than tenfold
  • Cut · Milestone · 10 May 2026 RBL Bank Patanjali Vishisht Credit Card: Milestone spend thresholds more than doubled
  • Bank-wide change · 8 May 2026 · 2 cards Kotak Mahindra Bank
    • Change · Launch Kotak Air+ Prime launched — Air+ with an auto-dealer accelerator
  • Bank-wide change · 4 May 2026 · 4 cards AU Small Finance Bank
    • Change · Launch AU Prathama launches as AU's cheapest first card

27 Apr – 3 May 2026

  • Change · Launch · May 2026 YES Bank Essence Credit Card: YES Bank Essence launches as a women-focused lifestyle rewards card
  • Cut · Fee · 1 May 2026 BPCL SBI Card: Fee-waiver spend threshold doubled
  • Change · Launch · 28 Apr 2026 CheQ AU Credit Card: CheQ AU Credit Card launched — India's first co-branded LED card

20 Apr – 26 Apr 2026

13 Apr – 19 Apr 2026

6 Apr – 12 Apr 2026

  • Bank-wide change · 12 Apr 2026 · 1 card Axis Bank
    • Cut · Reward 10% partners switched to Zomato/Blinkit/District, paid as partner-wallet value-back
  • Bank-wide change · 12 Apr 2026 · 1 card Axis Bank
    • Cut · Lounge Complimentary domestic lounge access discontinued
  • Bank-wide change · 12 Apr 2026 · 1 card Axis Bank
    • Cut · Reward Fixed ₹250 caps replaced by spend-linked 2×/1× base-cashback caps
  • Change · Benefit · 11 Apr 2026 HDFC PIXEL Play Credit Card: Limited-edition FIFA World Cup 2026 design variant added
  • Bank-wide change · 10 Apr 2026 · 13 cards AU Small Finance Bank
    • Cut · Reward Transportation spends stop earning rewards
  • Bank-wide change · 10 Apr 2026 · 4 cards AU Small Finance Bank
    • Cut · Lounge Domestic lounge spend-gate raised to ₹50,000/quarter

30 Mar – 5 Apr 2026

  • Bank-wide change · 2 Apr 2026 · 8 cards Axis Bank
    • Cut · Transfer EDGE Miles transfer cull halves the Avios ratio
  • Bank-wide change · 2 Apr 2026 · 1 card Axis Bank
    • Cut · Milestone Remaining milestone benefits discontinued
  • Bank-wide change · 1 Apr 2026 · 14 cards SBI Card
    • Cut · Redemption Statement-credit redemption capped
  • Bank-wide change · 1 Apr 2026 · 1 card HDFC Bank
    • Cut · Eligibility Retention tightened — ₹18L spend or ₹50L relationship
  • Bank-wide change · 1 Apr 2026 · 3 cards IndusInd Bank
    • Cut · Lounge Domestic lounge access gated behind ₹1.5L quarterly spend
  • Bank-wide change · 1 Apr 2026 · 7 cards ICICI Bank
    • Cut · Benefit BookMyShow movie benefit becomes spend-gated
  • Bank-wide change · 1 Apr 2026 · 1 card SBI Card
    • Cut · Reward Second devaluation — ₹4,000 combined cap, sub-caps and new exclusions
  • Bank-wide change · 1 Apr 2026 · 10 cards BOBCARD
    • Cut · Fee Processing fees added on toll/bus, high-value rail and third-party education spends
  • Cut · Benefit · 1 Apr 2026 IndusInd Bank Pioneer Heritage Credit Card: Metal card replaced with plastic
  • Cut · Lounge · 1 Apr 2026 IDFC FIRST Select Credit Card: Domestic airport lounge halved to 1/quarter
  • Bank-wide change · 1 Apr 2026 · 1 card Axis Bank
    • Cut · Milestone SonyLIV renewal milestone replaced by 1,000 EDGE points
  • Cut · Lounge · 1 Apr 2026 IDFC FIRST Wealth Credit Card: Complimentary lounge visits halved
  • Improvement · Fee · Apr 2026 IDFC FIRST Hello Cashback Credit Card: Zero-joining-fee introductory offer extended to 31 August 2026
  • Cut · Lounge · 1 Apr 2026 Kotak White Credit Card: Lounge access spend-gated at ₹1,00,000 a quarter
  • Cut · Milestone · 1 Apr 2026 Kotak White Credit Card: Transportation & education dropped from White Pass milestone maths

16 Mar – 22 Mar 2026

9 Mar – 15 Mar 2026

  • Bank-wide change · 12 Mar 2026 · 2 cards HDFC Bank
    • Change · Launch Swiggy BLCK launched as the premium tier of the split Swiggy HDFC card
  • Improvement · Redemption · 12 Mar 2026 Marriott Bonvoy HDFC Bank Credit Card: Free Night Award top-up limit raised to 25,000 points
  • Cut · Benefit · 10 Mar 2026 IndusInd Bank Crest Credit Card: Complimentary golf halved to 2 games and 2 lessons a month
  • Change · Benefit · 10 Mar 2026 IndusInd Bank Celesta Credit Card: Golf benefit restructured to 1 game + 1 lesson per month
  • Cut · Milestone · 9 Mar 2026 American Express Platinum Travel Credit Card: Major milestone devaluation — Taj voucher pushed to ₹7L
  • Bank-wide change · 9 Mar 2026 · 2 cards SBI Card
    • Cut · Reward School and education spends stop earning

2 Mar – 8 Mar 2026

  • Bank-wide change · 5 Mar 2026 · 2 cards IndusInd Bank
    • Cut · Benefit Golf cut to 2 a month and counted per customer, not per card

23 Feb – 1 Mar 2026

  • Issuer notice · 1 Mar 2026 · 16 cards ICICI Bank
    • Cut · Fee Minimum Amount Due rebuilt as a two-branch formula
  • Cut · Reward · 27 Feb 2026 Scapia Credit Card: Insurance and utility spends dropped from earning
  • Cut · Lounge · 27 Feb 2026 Scapia Credit Card: Lounge spend gate doubled to ₹20,000/month

16 Feb – 22 Feb 2026

  • Improvement · Benefit · 19 Feb 2026 HSBC TravelOne Credit Card: 4 chauffeur airport transfers added for 2026
  • Bank-wide change · 18 Feb 2026 · 2 cards Axis Bank
    • Change · Launch IndiGo Axis Bank Credit Card launches
  • Change · Launch · 16 Feb 2026 IDFC FIRST Hello Cashback Credit Card: IDFC FIRST Hello Cashback launched

26 Jan – 1 Feb 2026

12 Jan – 18 Jan 2026

  • Bank-wide change · 18 Jan 2026 · 2 cards IDFC FIRST Bank
    • Cut · Reward International earn halved to 5X
  • Bank-wide change · 18 Jan 2026 · 3 cards IDFC FIRST Bank
    • Cut · Reward Reward base cut ₹150→₹200 per point (~25%)
  • Bank-wide change · 18 Jan 2026 · 5 cards IDFC FIRST Bank
    • Improvement · Reward In-app travel accelerators added (33% hotel / 13% flight)
  • Bank-wide change · 18 Jan 2026 · 2 cards IDFC FIRST Bank
    • Cut · Reward FASTag folded into the capped Essentials bucket
  • Bank-wide change · 18 Jan 2026 · 4 cards IDFC FIRST Bank
    • Cut · Fee Fair-usage fees on heavy FASTag and railway spends
  • Bank-wide change · 18 Jan 2026 · 4 cards IDFC FIRST Bank
    • Cut · Reward Whole cycle's reward points forfeited if minimum due is missed
  • Bank-wide change · 18 Jan 2026 · 2 cards IDFC FIRST Bank
    • Cut · Reward FASTag & railway spends cut to 1X, plus high-usage fees
  • Change · Eligibility · 17 Jan 2026 AU CS Credit Card: AU Bank signs MoU with ICSI, opening the door to a CS-specific credit card
  • Bank-wide change · 16 Jan 2026 · 1 card HDFC Bank
    • Change · Reward Gyftr voucher cut (5X→3X) announced, then reversed
  • Bank-wide change · 15 Jan 2026 · 10 cards ICICI Bank
    • Cut · Fee Dynamic Currency Conversion fee introduced
  • Cut · Fee · 15 Jan 2026 ICICI Bank Emeralde Private Metal Credit Card: New ₹3,500 one-time fee on add-on (Plus) cards
  • Bank-wide change · 15 Jan 2026 · 6 cards ICICI Bank
    • Cut · Reward Third-party wallet loads stripped of rewards
  • Bank-wide change · 15 Jan 2026 · 4 cards ICICI Bank
    • Cut · Benefit BookMyShow movie benefit becomes spend-gated
  • Bank-wide change · 15 Jan 2026 · 3 cards ICICI Bank
    • Cut · Reward Miles earn rate cut to 1.5/₹100 and categories dropped
  • Cut · Fee · 15 Jan 2026 ICICI Bank HPCL Coral Credit Card: New card and transaction fees introduced

5 Jan – 11 Jan 2026

  • Bank-wide change · 10 Jan 2026 · 2 cards Federal Bank
    • Change · Fee Finance charge repriced to an Average-Monthly-Balance-linked rate
  • Bank-wide change · 10 Jan 2026 · 2 cards SBI Card
    • Cut · Lounge Domestic lounge access narrowed to a published lounge list
  • Cut · Lounge · 10 Jan 2026 SBI Card PULSE: Domestic lounge visits halved
  • Issuer notice · 7 Jan 2026 · 25 cards RBL Bank
    • Cut · Fee New 1% fee on large FASTag top-ups and toll payments
  • Change · Launch · 6 Jan 2026 IDFC FIRST Diamond Reserve Credit Card: IDFC FIRST launches the Zero-Forex Diamond Reserve

29 Dec – 4 Jan 2026

  • Cut · Reward · 1 Jan 2026 super.money superCard (Utkarsh SFB): Cleartrip 3% cashback discontinued
  • Cut · Reward · 1 Jan 2026 Samsung Axis Bank Infinite Credit Card: Amazon dropped as a qualifying Samsung cashback channel
  • Cut · Reward · 1 Jan 2026 Axis Bank SUPERMONEY RuPay Credit Card: 3% super.money QR cashback throttled to 1× base earn; sub-₹100 spends excluded
  • Improvement · Reward · 1 Jan 2026 Axis Bank SUPERMONEY RuPay Credit Card: Flat ₹500-per-cycle cashback cap removed — 1% base now uncapped
  • Bank-wide change · Jan 2026 · 2 cards BOBCARD
    • Change · Launch BOBCARD Etihad Guest Premium launched
  • Bank-wide change · Jan 2026 · 5 cards IDFC FIRST Bank
    • Cut · Fee Rent, high-fuel and third-party-education payments pick up 1% fees
  • Change · Benefit · 2026 Jupiter Edge+ CSB Bank RuPay Credit Card: Original Edge CSB card discontinued; Edge+ becomes the only card
  • Change · Launch · 2026 AU CS Credit Card: AU CS Credit Card launches for Company Secretaries
  • Bank-wide change · 1 Jan 2026 · 1 card AU Small Finance Bank
    • Cut · Reward January 2026 reward-rate cut across every accelerated category
  • Bank-wide change · 1 Jan 2026 · 1 card AU Small Finance Bank
    • Cut · Milestone Quarterly voucher and Taj Epicure milestone withdrawn
  • Bank-wide change · 1 Jan 2026 · 1 card AU Small Finance Bank
    • Cut · Lounge Railway lounge access dropped from published benefits
  • Cut · Reward · Jan 2026 Times Black ICICI Bank Credit Card: Early-2026 reward devaluation
  • Change · Welcome · Jan 2026 IndusInd Bank Avios Visa Infinite Credit Card: Limited 40,000-Avios welcome promo (pulled early)
  • Change · Launch · 29 Dec 2025 IDFC FIRST Gaj Credit Card: IDFC FIRST unveils Gaj, its invitation-only flagship

Looking further back? The record goes back to 2011. Every earlier change is on its card’s value timeline, in the ledger and in the open dataset.

What you'll find here

Once a week we write up the credit card news that matters if you hold a card in India. The changes that took effect on specific cards, each with the before and the after and who it touches. The rules and bank news behind them, from the RBI, NPCI and the government as well as the banks themselves. And what's coming in the weeks ahead, so you have time to plan around it.

How we write it

We read the bank's or the regulator's own notice before we write about a change, so we're rarely first, but what we publish has been checked against the source. Every change is dated by the day it takes effect. A write-up is a dated document: once it's out we don't rewrite it, and if we get something wrong the fix goes on the corrections page and into the next week's write-up.

For journalists and researchers

Every card change in a write-up is a row in our open record. The dataset page has the download (CC BY 4.0), the DOI and the field dictionary, and the API serves the same record live. Cite a write-up by its week, or cite the dataset. If you need a cut of the record for something you're writing, by bank, fee band or quarter, write to hello@cardadvisor.in.

We're independent. No bank pays for placement and no card is ranked by commission; the editorial policy says what that means in practice.

Cite this series

For the underlying data, cite the dataset release v2026-08-16 (DOI 10.5281/zenodo.21966088) or the concept DOI 10.5281/zenodo.21947844, both on the data page.

Source: <a href="https://cardadvisor.in/press">CardAdvisor's weekly record of Indian credit card changes</a>, CardAdvisor (CC BY 4.0).