REWARDS CALCULATOR
How much will you actually earn?
Enter your real monthly spend and see exactly what any card earns you — before you apply. *
Which card do you want to evaluate?
Enter your average monthly spending
Your estimate appears here
Select a card and enter at least one spend category
* What this tool does not count
This calculator takes 9 spend categories and rent is not one of them. If you pay rent by card and enter it under "Other Spends", the earnings shown will be too high: roughly seven in ten of our cards exclude rent from earning altogether, so on most cards that spend earns nothing at all. A further 8 cards charge 1–2% to accept rent, which this tool does not subtract — and 2 of them both charge that fee and pay a rent reward rate, which is why a rent box on its own would not fix this. Until rent is modelled with its fee, treat the figure as an upper bound if rent is part of your spend.