In-depth review
RBL Bank Blockbuster Credit Card
A mid-tier entertainment card whose headline is 2 free BookMyShow tickets every month you spend ₹20,000, backed by 4 domestic lounge visits a year and a fee-offsetting welcome bundle. The math works for a heavy, consistent spender who loves the cinema — but the ₹3,000 fee has no waiver and base earn is a thin 2 points per ₹100, so miss the monthly target and the value thins fast.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹2,000 in vouchers, points or cashback in year one — usually conditional on a first spend within 30–90 days
20 points/₹100 on Dining (~5% value)
20 reward points per ₹100 on weekend (Saturday–Sunday) dining at dining merchants, capped at 2,000 accelerated points a billing cycle. Weekday dining earns the base rate
0.25% on Other
1 reward point per ₹100 on all spends (~0.25% at ~₹0.25/point) per RBL's Product T&C; the product page markets 2 points. A ₹99 redemption fee applies
Airport Lounge Access
Complimentary: 4 domestic airport lounge visits a year (1 a quarter)
Fuel Surcharge Waiver
1% waiver on fuel transactions, capped at ₹150/month
Movie Ticket Benefit
2 free BookMyShow tickets every billing month you spend ₹20,000 (all movies and events)
Milestone Bonus
~₹2,500 in bonus rewards on hitting annual spend milestones
🎬 ENTERTAINMENT BENEFITS
Movies, OTT subscriptions and entertainment perks.
2/month
Free movie tickets
- 10% instant discount on BookMyShow bookings, up to ₹100 a transaction, for 15 transactions a year
✈️ TRAVEL BENEFITS
Lounge access, miles, forex rates and travel perks at a glance.
AIRPORT LOUNGE ACCESS
4 visits/yr
Domestic lounges
₹2,000
Estimated annual value
3.5%
Forex markup
- Domestic airport lounge access (4 domestic visits/yr, worth ~₹2,000)
🍽️ FOOD & DINING BENEFITS
Dining rewards, food delivery cashback and partner benefits.
5.0%
Dining cashback rate
PARTNER PLATFORMS
- 5.0% return on restaurant and dining spends
- Accelerated earn on: Dining merchants, Saturday and Sunday transactions only
For frequent moviegoers who spend at least ₹20,000 a month and will use the two free tickets plus quarterly lounge access. It rewards consistent spenders, not occasional users.
Full reward structure
What you earn on every rupee, per spend category — as of 11 Oct 2026. Rates assume 1 pt = ₹0.25. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Diningonly at Dining merchants, Saturday and Sunday transactions only | reward points | 5%20 pts/₹100 × ₹0.25 | ₹500 |
| Other | reward points | 0.25%1 pts/₹100 × ₹0.25 | — |
Dining: 20 reward points per ₹100 on weekend (Saturday–Sunday) dining at dining merchants, capped at 2,000 accelerated points a billing cycle. Weekday dining earns the base rate · Dining merchants, Saturday and Sunday transactions only
Other: 1 reward point per ₹100 on all spends (~0.25% at ~₹0.25/point) per RBL's Product T&C; the product page markets 2 points. A ₹99 redemption fee applies
Earns nothing on: Fuel · Utility Bills · Wallet Loads · Rent · Government & Tax · Insurance · Cash Advances · Education · EMI Conversions
These spends earn no rewards at all — not a reduced rate, and not the base rate. They are also normally left out of any milestone or fee-waiver calculation.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 11 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹3,540 |
| Joining fee (incl. 18% GST) | ₹3,540 |
| Finance charge (APR) | 3.99% p.m. |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1%, cap ₹150 |
| Reward redemption fee | ₹99 |
Perks & benefits
Estimated annual value beyond rewards — ~₹16,950/yr in total.
2 free BookMyShow tickets every billing month you spend ₹20,000 (all movies and events)
10% instant discount on BookMyShow bookings, up to ₹100 a transaction, for 15 transactions a year
4 complimentary domestic airport lounge visits a year — 1 per calendar quarter, with no spend condition attached
10,000 bonus reward points at ₹3.5 lakh of annual spend — first rung of the milestone programme
A further 15,000 bonus reward points at ₹5 lakh of annual spend, taking the milestone haul to 25,000 points
1% fuel surcharge waiver on transactions of ₹500–₹4,000, capped at ₹150 a month
Milestone ladder
- ₹3,50,000 a year₹2,500 of value
- ₹5,00,000 a year₹3,750 of value
Should you get it?
- Best for: Frequent moviegoers who spend ₹20,000+ a month, Spenders who value quarterly domestic lounge access with their entertainment perks
- Mid tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on everyday spends (0.25% back; 5% only at Dining merchants, Saturday and Sunday transactions only).
- Frequent travellers benefit from the included airport lounge access.
Pros & cons
✓ Pros
- 2 free BookMyShow tickets a month (on ₹20,000 spend)
- 4 complimentary domestic lounge visits a year, with no spend condition
- 20 reward points per ₹100 on weekend dining, up to 2,000 points a cycle
- Milestone ladder — 10,000 points at ₹3.5 lakh and a further 15,000 at ₹5 lakh
- 10% off BookMyShow bookings (up to ₹100 each, 15 transactions a year)
- Welcome bundle — 8,000 reward points plus a ₹1,000 BookMyShow benefit
- Fuel surcharge waiver up to ₹150 a month
✕ Cons
- ₹3,000 fee with no spend-based waiver
- Free movie tickets require ₹20,000 of spend every billing month
- Thin 2 points per ₹100 base earn, with a ₹99 redemption fee
Eligibility & documents
Documents required
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Online rewards catalogue (vouchers, merchandise) via the RBL rewards portal — ₹99 redemption fee
- 🎁Statement credit / cashback adjustment
What your RBL Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard redemption
Brand & e-gift vouchers
The ₹3,000 fee has no spend waiver, the free tickets need ₹20,000 of spend every month, and base earn is only 2 points per ₹100 — the card underdelivers for anyone who misses the monthly target.
Frequently asked questions
How do the free movie tickets work?
What lounge access is included?
What milestone benefits does the card carry?
How does the dining accelerator work?
What is the welcome benefit?
Can the annual fee be waived?
How has the RBL Bank Blockbuster Credit Card changed over time?
Has the RBL Bank Blockbuster Credit Card been devalued recently?
When did the RBL Bank Blockbuster Credit Card's fees last change?
How did the RBL Bank Blockbuster Credit Card change in 2024?
The bottom line
Blockbuster bundles two free monthly movie tickets, quarterly domestic lounge access and a fee-offsetting welcome haul into one ₹3,000 card. For a moviegoer who clears ₹20,000 of monthly spend the value stacks up, but the fee has no waiver and the 2 points/₹100 base earn is thin — miss the spend target and the proposition thins out fast.
How this page was built
Counted from this card’s own record: 2 earn rules, 1 of them capped, 1 paid only at named merchants, the spends listed as earning nothing and 6 recorded perks.
Last updated 11 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the RBL Bank Blockbuster Credit Card are taken from RBL Bank's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 11 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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Guides and reviews related to this card.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2022 · last change Jan 2026
2026
- ▼ FeeObserved Jan 2026 · Effective 7 Jan 2026
New 1% fee on large FASTag top-ups and toll payments
No FASTag or toll transaction fee→1% fee on any FASTag-loading or toll-payment transaction above ₹10,000
From 7 January 2026 RBL Bank charges a 1% fee on any single FASTag-loading or toll-payment transaction above ₹10,000, measured per transaction per card, across merchant category codes 4784, 4111 and 4131. Because the threshold is per transaction rather than a monthly aggregate, it bites on one-off large FASTag top-ups rather than on regular commuting; splitting a top-up below ₹10,000 avoids it. The fee sits alongside RBL's existing 1% charges on rent, on utility spends above ₹50,000 a month, on fuel transactions above ₹10,000, and on education payments routed through third-party apps. It is a fee on the transaction, not a change to reward earning — these categories already earn no reward points on most RBL cards.
Verification: RBL Bank ↗ · Confidence: High
2024
- ▼ RewardEffective 15 Oct 2024
More categories excluded from points and qualifying spend
Most retail spends earned points and counted for benefits→Education, govt, cash, Bills2Pay etc. earn nothing and are excluded
From 15 October 2024 RBL widened its exclusions bank-wide: no reward points at all on Education, Government Services, Contracted Services, Cash, Bills2Pay and similar, and these plus Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Rental and Wallet stopped counting toward spend-based benefits. For Blockbuster that means such spends no longer count toward the ₹20,000 monthly threshold that unlocks the 2 free BookMyShow tickets, shrinking the spend base that reaches the benefit.
Verification: RBL Bank ↗ · Confidence: High
- ▼ FeeEffective 15 Oct 2024
New 1% fees on large fuel, utility and education spends
No category transaction fees→1% on large fuel/utility/third-party-education spends
From 15 October 2024 RBL added a 1% fee on any single fuel transaction over ₹10,000 (capped ₹3,000/txn), 1% on utility spends over ₹50,000 in a month, and 1% on third-party-app education payments (Cred/PhonePe/Paytm and similar). These apply to Blockbuster like every RBL card, independent of how it rewards, and are separate from the standard 1% fuel-surcharge waiver on ₹500–4,000 fuel spends, which continues.
Verification: RBL Bank ↗ · Confidence: High
2023
- ▼ RewardEffective 9 Oct 2023
Reward points removed on several everyday categories
Most spends earned 2 RP/₹100→Insurance, wallet, fuel, utility, rent, railways, misc excluded
Effective 09 October 2023 RBL stopped awarding reward points on Insurance, Wallet loads, Fuel, Utilities, Rental, Railways and Miscellaneous transactions across its cards. Since Blockbuster earns a flat 2 reward points per ₹100 on all spends, these categories ceased to earn — narrowing the base that builds points. Milestone and the monthly movie-ticket benefit were untouched at this stage.
Verification: RBL Bank ↗ · Confidence: High
2022
- ◆ LaunchEffective 2022
Blockbuster launched as a BookMyShow movie-and-lifestyle card
RBL Bank launched the Blockbuster in partnership with BookMyShow as a mid-tier entertainment card: 2 free BookMyShow tickets every billing month you spend ₹20,000, a welcome haul of 8,000 reward points plus a ₹1,000 BookMyShow benefit, 4 complimentary domestic lounge visits a year and a ₹150/month fuel-surcharge waiver, on a base earn of 2 reward points per ₹100. Joining/annual fee ₹3,000 + tax with no spend waiver. Exact launch date undocumented — reconstructed to circa 2022.
Verification: CardAdvisor Research · Confidence: Reconstructed
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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