RBL Bank Icon Credit Card

RBL · MASTERCARD★4.0/ 5

✓ Details last verified 1 Jan 2026

RBLMID

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Card name

RBL Bank Icon Credit Card

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This card is the property of RBL. If found, please return to the nearest RBL branch. Use subject to the issuer's terms.

RBL

↻ Hover or tap the card to flip

Reviewed by CardAdvisor Editorial Team· Last verified 1 Jan 2026· How we research

At a glance

₹2,500

Joining fee

₹2,500

Annual fee

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Fee waiver

Best reward rate

₹30,000/mo

Min income

Rewards by category

What you earn on every rupee, per spend category.

Category	Type	Rate	Monthly cap
Other	reward points	1%	—

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

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Finance charge (APR)

3.5%

Forex markup

—

Cash advance fee

—

Add-on card fee

—

Fuel surcharge waiver

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Rent payment fee

—

Reward redemption fee

Who is this card for?

💳Mid tier — a solid all-rounder for steady monthly spend.
🎯Strongest value if you spend heavily on Other (1% back).

Eligibility & documents

Min. income₹30,000/mo

What your rbl reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue

Standard redemption

₹0.25/pt

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the RBL Bank Icon Credit Card are taken from RBL's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →