This is the same product on a different payment network. Everything on this page applies to both rails — the differences are below. Pick the rail you want; you apply for it directly with the bank.
Same 0% forex, travel earn and lounge access, UPI-linkable - but drops the Mastercard-only Golf Concierge.
In-depth review
RBL Bank World Safari Credit Card
One of India's first zero-forex cards, with Priority Pass access and fee-offsetting travel vouchers — still a respectable mid-tier travel card for an RBL flyer. Two things temper it: a 0% markup applies to the markup only, not to the exchange rate the transaction is converted at, so the landed cost is worth checking against the network rate; and newer zero-forex rivals have eroded its edge.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹3,000 in vouchers, points or cashback in year one — usually conditional on a first spend within 30–90 days
1.25% on Travel
5 reward points per ₹100 (~1.25%) on travel; 0% forex markup. International spend earns nothing EXCEPT travel-category bookings, which still earn 5 RP per ₹100
0.5% on Other
2 reward points per ₹100 (~0.5%) on other spends
Airport Lounge Access
8 domestic lounge visits a year (2 per quarter, on ₹35,000 prior-quarter spend) plus Priority Pass with 2 international visits a year, and 1 extra international visit per calendar quarter on ₹50,000 of quarterly spend — visits beyond the free allowance are chargeable at up to $35 each
Zero Forex Markup — but no rewards abroad
No markup on international spends, but they earn nothing on this card, so a purchase abroad costs no extra and returns nothing.
Golf Privileges
4 complimentary golf rounds a year plus a free lesson each month (Mastercard variant)
Fuel Surcharge Waiver
1% waiver on fuel transactions, capped at ₹250/month
Milestone Bonus
~₹2,500 in bonus rewards on hitting annual spend milestones
✈️ TRAVEL BENEFITS
Lounge access, miles, forex rates and travel perks at a glance.
AIRPORT LOUNGE ACCESS
8 visits/yr
Domestic lounges
Priority Pass
International lounges
₹6,000
Estimated annual value
0% — Zero!
Forex markup
1.3%
Travel reward rate
- Domestic + international airport lounge access (8 domestic visits/yr, worth ~₹6,000)
- Zero forex markup — zero extra cost abroad
- Travel insurance cover included
👑 PREMIUM LIFESTYLE BENEFITS
Concierge, golf, hotel membership and high-value perks for premium cardholders.
₹4,000
Golf perk value
₹10,000
Milestone bonus value
- Complimentary golf access at premium courses
- Travel insurance and accident cover
- A ₹10,000 Taj Experiences voucher when eligible annual spend reaches ₹7.5 lakh (the ₹3,000 MakeMyTrip welcome voucher is separate and one-time)
For RBL account holders who travel domestically for work and want lounge access at a reasonable ₹3,000 annual fee. The Priority Pass is a genuine premium perk rarely bundled at this fee tier.
Full reward structure
What you earn on every rupee, per spend category — as of 27 Oct 2026. Rates assume 1 pt = ₹0.25. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Travel | reward points | 1.25%5 pts/₹100 × ₹0.25 | — |
| Other | reward points | 0.5%2 pts/₹100 × ₹0.25 | — |
Travel: 5 reward points per ₹100 (~1.25%) on travel; 0% forex markup. International spend earns nothing EXCEPT travel-category bookings, which still earn 5 RP per ₹100
Other: 2 reward points per ₹100 (~0.5%) on other spends
Earns nothing on: Fuel · Utility Bills · Wallet Loads · Insurance · Rent · International · Railways · Miscellaneous payments
These spends earn no rewards at all — not a reduced rate, and not the base rate. They are also normally left out of any milestone or fee-waiver calculation.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 27 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹3,540 |
| Joining fee (incl. 18% GST) | ₹3,540 |
| Finance charge (APR) | 3.99% p.m. |
| Forex markupInternational spends are excluded from rewards on this card, so a purchase abroad costs no extra but earns nothing. A card with a small markup that still earns can work out better overseas. | 0% |
| Fuel surcharge waiver | 1%, cap ₹250 |
| Reward redemption fee | ₹99 |
Perks & benefits
Estimated annual value beyond rewards — ~₹28,750/yr in total.
8 domestic lounge visits a year (2 per quarter, on ₹35,000 prior-quarter spend) plus Priority Pass with 2 international visits a year, and 1 extra international visit per calendar quarter on ₹50,000 of quarterly spend — visits beyond the free allowance are chargeable at up to $35 each
4 complimentary golf rounds a year plus a free lesson each month (Mastercard variant)
10,000 travel reward points when eligible annual spend reaches ₹2.5 lakh
A further 15,000 travel reward points when eligible annual spend reaches ₹5 lakh (25,000 points in total)
A ₹10,000 Taj Experiences voucher when eligible annual spend reaches ₹7.5 lakh (the ₹3,000 MakeMyTrip welcome voucher is separate and one-time)
1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹250 a month
Complimentary travel insurance with a USD 50,000 sum insured — personal liability, trip delay, baggage loss, loss of passport and emergency dental treatment
Milestone ladder
- ₹2,50,000 a year₹2,500 of value
- ₹5,00,000 a year₹3,750 of value
- ₹7,50,000 a year₹10,000 of value
Should you get it?
- Best for: Frequent international travellers who want zero forex markup, Travellers who value lounge access and travel rewards
- Premium tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on Travel (1.25% back).
- Frequent travellers benefit from the included airport lounge access.
Pros & cons
✓ Pros
- 0% forex markup on all international spends — a standout for travellers
- 5 reward points per ₹100 on travel spends, including international travel bookings
- Domestic and Priority Pass international lounge access
- ₹3,000 MakeMyTrip welcome voucher covers most of the ₹3,540 all-in first-year fee
- Milestones of 10,000 points at ₹2.5 lakh, 15,000 more at ₹5 lakh and a ₹10,000 voucher at ₹7.5 lakh
- 1% fuel surcharge waiver (₹500–₹4,000 transactions, ₹250 a month) and complimentary travel insurance
✕ Cons
- Domestic lounge needs ₹35,000 of prior-quarter spend
- Only 2 points per ₹100 on non-travel spends
- International lounge visits are limited to 2 a year (plus spend-based extras)
- Fuel, utilities, wallet loads, insurance, rent, railways and miscellaneous payments earn no reward points
- A ₹99 + GST reward redemption fee applies each day you redeem points
Eligibility & documents
Documents required
- 📄PAN card
- 📄Aadhaar / address proof
- 📄Income proof (salary slips or ITR)
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Redeem reward points for travel, vouchers and products via the RBL rewards catalogue
- 🎁Use the MakeMyTrip voucher toward bookings
- 🎁A ₹99 + GST redemption fee is charged once for all redemptions made on the same day
What your RBL Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard redemption
Brand & e-gift vouchers
Newer zero-forex cards (Scapia, IDFC WOW!) beat it for international spending — its edge is now mostly the lounge programme.
Frequently asked questions
Do international spends earn reward points?
Which spends earn nothing on this card?
What is special about World Safari?
What lounge access is included?
Is the fee worth it?
How has the RBL Bank World Safari Credit Card changed over time?
Has the RBL Bank World Safari Credit Card been devalued recently?
When did the RBL Bank World Safari Credit Card's fees last change?
How did the RBL Bank World Safari Credit Card change in 2024?
The bottom line
World Safari brings Priority Pass and a 0% forex markup to the ₹3,000 tier where lounge access is usually rationed. For RBL customers who fly several times a year, the math works — though the travel earn is a modest ~1.25%, and the zero-forex positioning of newer rivals has dulled its shine somewhat.
How this page was built
Counted from this card’s own record: 2 earn rules, the spends listed as earning nothing and 7 recorded perks.
Last updated 27 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the RBL Bank World Safari Credit Card are taken from RBL Bank's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 27 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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Guides and reviews related to this card.
RBL Bank World Safari Credit Card
One of India's first zero-forex cards, with Priority Pass access and fee-offsetting travel vouchers — still a respectable mid-tier travel card for an RBL flyer. Two things temper it: a 0% markup applies to the markup only, not to the exchange rate the transaction is converted at, so the landed cost is worth checking against the network rate; and newer zero-forex rivals have eroded its edge.
Kotak, RBL and AU Small Finance Bank Credit Cards 2026: Spotlight Guide
Kotak, RBL Bank, and AU Small Finance Bank each offer distinctive credit card programmes that serve specific niches — from Kotak's 811 (entry digital) and White Reserve (ultra-premium) to RBL's travel-focused World Safari and AU's Zenith (premium for new-to-credit-segment banks).
RBL Bank World Safari Lite Credit Card
The affordable World Safari sibling — the family's 0% forex markup packed into a ₹1,000 card, with 5X on travel-portal bookings and a fee-offsetting welcome bundle. It trades away the fuller lounge programme of the pricier World Safari, and its lounge visits are spend-gated, but as one of the cheapest genuine zero-forex cards for an RBL traveller it is easy to justify.
RBL Bank Nova Credit Card
RBL's invite-only premium metal travel card — 6% on flights and hotels via its portal, points that transfer to airline programmes, 24 lounge visits a year and a ₹12,500 Taj or Luxe gift card at signup and again at every renewal. That repeating gift, not the ₹10 lakh spend waiver, is what actually neutralises the ₹12,500 fee, all but its GST — but a 2% forex markup and RBL's thinner service depth hold it a notch below the marquee travel cards.
RBL Bank Lumière Credit Card
RBL's invite-only 18-gram metal flagship — unlimited domestic and international lounge access, unlimited golf, 0% forex and reward points worth ₹1 each, with 5X on its own rewards portal. The catch: a ₹50,000 fee that no amount of spending waives (only a ₹2 crore relationship reverses it), and RBL's premium-service depth still trailing the incumbents it wants to challenge.
RBL Bank Platinum Maxima Plus Credit Card
A fairly-priced lifestyle card with a smart category mix — 10X on dining and entertainment, plus movies and lounge access — that genuinely fits how urban Indians spend their fun money. The honest caveat is the points: monthly caps and a devalued point value pull the real return to a modest 1–2.5%. Buy it for the lifestyle perks you'll use, not for a 10X headline the fine print walks back.
RBL Bank Icon Credit Card
A dining-and-international card with a respectable benefit sheet — 20X on weekend dining and overseas spend, BOGO movie tickets, a chunky welcome bonus, and milestones to 45,000 points. The trouble it can't escape is internal: RBL's own Platinum Maxima Plus serves a similar audience for a lower fee, and the Icon rarely does enough extra to justify being the pick. A fine card that's usually the wrong answer within RBL's own range.
The State of Indian Credit Cards 2026: We Analysed 280 Cards. Here's What the Marketing Doesn't Tell You
An original data study of all 280 active Indian credit cards. Only 1 in 6 is genuinely lifetime-free, nearly two in three charge the maximum 3.5% forex markup, and the average 'reward rate' is inflated by nearly half over the cash you actually get back. Full methodology and tables included — free to cite.
RBL Bank Paisabazaar Duet Plus Credit Card
A cashback card twinned with an Xpress Cash loan line: 2.5% on travel and dining, 1% elsewhere, but a hard ₹500/month total cashback ceiling and a ₹1,499 fee that only waives at ₹4 lakh of spend. The credit line, not the cashback, is the real draw.
RBL Bank Blockbuster Credit Card
A mid-tier entertainment card whose headline is 2 free BookMyShow tickets every month you spend ₹20,000, backed by 4 domestic lounge visits a year and a fee-offsetting welcome bundle. The math works for a heavy, consistent spender who loves the cinema — but the ₹3,000 fee has no waiver and base earn is a thin 2 points per ₹100, so miss the monthly target and the value thins fast.
RBL Bank BankBazaar SaveMax Pro Credit Card
The accelerated, paid sibling of the SaveMax: 10X reward points on groceries and 5X on fuel, a 5,000-point welcome, and a two-rung milestone ladder — but each accelerator caps at 1,000 points a month, everyday spend earns only 2X, the ₹1,499 fee has no waiver, and RBL sources the card by invitation only.
RBL Bank TVS Gold Credit Card
The mid-tier step-up in RBL's TVS co-brand line — a ₹1,500 card that adds airport-lounge access, EazyDiner dining cashback, quarterly vouchers and a bigger welcome bonus. The base domestic earn is still only about 0.5%, so this is a perk-and-milestone card whose value depends on hitting the spend thresholds.
RBL Bank BankBazaar SaveMax Credit Card
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Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2019 · last change Jan 2026
2026
- ▼ FeeObserved Jan 2026 · Effective 7 Jan 2026
New 1% fee on large FASTag top-ups and toll payments
No FASTag or toll transaction fee→1% fee on any FASTag-loading or toll-payment transaction above ₹10,000
From 7 January 2026 RBL Bank charges a 1% fee on any single FASTag-loading or toll-payment transaction above ₹10,000, measured per transaction per card, across merchant category codes 4784, 4111 and 4131. Because the threshold is per transaction rather than a monthly aggregate, it bites on one-off large FASTag top-ups rather than on regular commuting; splitting a top-up below ₹10,000 avoids it. The fee sits alongside RBL's existing 1% charges on rent, on utility spends above ₹50,000 a month, on fuel transactions above ₹10,000, and on education payments routed through third-party apps. It is a fee on the transaction, not a change to reward earning — these categories already earn no reward points on most RBL cards.
Verification: RBL Bank ↗ · Confidence: High
2025
- ▼ LoungeEffective 1 Jul 2025
Domestic lounge access spend-gated at ₹35,000/quarter
Complimentary domestic visits (2/quarter)→Requires ₹35,000 spend in the prior calendar quarter
From 1 July 2025 the 2-per-quarter complimentary domestic airport lounge visits became conditional on spending ₹35,000 or more in the previous calendar quarter; new cardholders get no access in their issuing quarter and add-on cardholders' spend counts but they cannot use lounges. International lounge access was left unchanged.
Verification: RBL Bank ↗ · Confidence: High
2024
- ▼ MilestoneEffective 15 Oct 2024
Milestone points & spend qualification excluded on many categories
Most retail spends earned milestone points→Fuel, utilities, insurance, rent, education, wallet, EMI etc. excluded
Effective 15 October 2024, spends on a long list of categories — Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Cash, Bills2Pay, EMI conversion and more — no longer earn milestone bonus reward points, and several of the same categories stopped counting toward the spend value that unlocks spend-based benefits.
Verification: RBL Bank ↗ · Confidence: High
- ◆ LoungeEffective 1 Aug 2024
Priority Pass embedded into the card
Separate physical Priority Pass card→Access directly via the RBL credit card
From 1 August 2024 RBL discontinued the separate physical Priority Pass card and embedded the membership into the World Safari credit card itself, so cardholders access international lounges by presenting the credit card. The 2-visits-per-calendar-year international entitlement was unchanged; international transactions must be activated on the card.
Verification: CardAdvisor Research · Confidence: High
2019
- ◆ LaunchEffective 2019
World Safari launched — India's first 0% forex retail travel card
RBL Bank launched the World Safari Credit Card, positioned as India's first retail travel card with 0% foreign-currency markup on all international spends. It earned 5 reward points per ₹100 on travel and 2 per ₹100 on other spends, bundled a ₹3,000 MakeMyTrip welcome voucher, complimentary Priority Pass (2 international visits/year) and domestic lounge access, at a ₹3,000 + GST annual fee.
Verification: CardAdvisor Research · Confidence: Reconstructed
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: <a href="https://cardadvisor.in/cards/rbl-world-safari#value-timeline">RBL Bank World Safari Credit Card value timeline</a>, CardAdvisor (CC BY 4.0).
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