Axis Bank Horizon Credit Card

Name: Axis Bank Horizon Credit Card
Brand: AXIS
Price: 3000 INR
Availability: InStock

AXIS · VISA★4.0/ 5

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✓ Details last verified 1 Jan 2026

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Card name

Axis Bank Horizon Credit Card

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This card is the property of AXIS. If found, please return to the nearest AXIS branch. Use subject to the issuer's terms.

AXIS

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Reviewed by CardAdvisor Editorial Team· Last verified 1 Jan 2026· How we research

At a glance

₹3,000

Joining fee

₹3,000

Annual fee

—

Fee waiver

Best reward rate

₹50,000/mo

Min income

Rewards by category

What you earn on every rupee, per spend category.

Category	Type	Rate	Monthly cap
Other	reward points	1%	—

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

—

Finance charge (APR)

3.5%

Forex markup

—

Cash advance fee

—

Add-on card fee

—

Fuel surcharge waiver

—

Rent payment fee

—

Reward redemption fee

Who is this card for?

💳Mid tier — a solid all-rounder for steady monthly spend.
🎯Strongest value if you spend heavily on Other (1% back).

Eligibility & documents

Min. income₹50,000/mo

What your axis edge rewards are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

EDGE Rewards cashback

Standard EDGE points

₹0.20/pt

Travel EDGE portal

Flights & hotels

₹0.20/pt

EDGE Miles transferBEST

Atlas/Magnus/Reserve — transfer to partners

₹1.00/pt

✈ TRANSFER PARTNERS

✈ Air India Maharaja Club (2:1)✈ Singapore KrisFlyer (2:1)🏨 Accor Live Limitless (2:1)

🔥 Live offers on this card

2 live

Transfer bonuses and promos running right now for this card's rewards.

✈

20% bonus on EDGE Miles to Marriott

Atlas/Reserve cardholders: transfer EDGE Miles to Marriott Bonvoy with a 20% bonus this season.

Ends 2026-08-01 · view offer ↗

✈

20% bonus on EDGE Miles to Air India

Atlas/Magnus cardholders get a 20% bonus transferring EDGE Miles to Air India Maharaja Club this season.

Ends 2026-08-15 · view offer ↗

See your best move with these points →

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the Axis Bank Horizon Credit Card are taken from AXIS's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →