If you hold this card: If you already hold the Infinite, nothing changes — the 10% Samsung cashback, accelerated partner points and lounge access all continue as before.
Axis has closed new Infinite sourcing and steers applicants to the lower-fee Samsung Axis Bank Signature (₹500). The Infinite is listed but not currently open to new customers.
The open Samsung co-brand right now is the Samsung Axis Bank Signature (₹500 fee), which carries the same 10% Samsung cashback at a lower monthly cap. Take that if you want a Samsung card today.
In-depth review
Samsung Axis Bank Infinite Credit Card
The premium tier of Axis Bank's Samsung co-brand: 10% cashback on Samsung purchases capped at ₹20,000/year, 3% on five partners, a large 30,000-point welcome benefit and full domestic-plus-international lounge access — for a ₹5,000 fee that waives at ₹7 lakh. Strong the year you buy heavily into Samsung; overkill if you don't.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹6,000 in vouchers, points or cashback in year one — usually conditional on a first spend within 30–90 days
10% cashback at named online shopping merchants
10% cashback on Samsung purchases; capped ₹5,000/month and ₹20,000/year. Amazon stopped qualifying on 01-Jan-2026 and Flipkart on 20-Dec-2024.
3% on International
15 EDGE Reward Points per ₹100 (about ₹3) on international spends
Airport Lounge Access
8 domestic lounge visits/year (spend-gated ₹50,000 in prior 3 months) plus 6 international visits via complimentary Priority Pass
Annual Fee Waiver
Fee of ₹5,000 + 18% GST (₹5,900 all-in)/yr fully waived when you spend ₹7,00,000/year
✈️ TRAVEL BENEFITS
Lounge access, miles, forex rates and travel perks at a glance.
AIRPORT LOUNGE ACCESS
✓
Domestic lounges
Priority Pass
International lounges
₹10,000
Estimated annual value
3.5%
Forex markup
- Domestic + international airport lounge access (worth ~₹10,000/yr)
👑 PREMIUM LIFESTYLE BENEFITS
Concierge, golf, hotel membership and high-value perks for premium cardholders.
For a Samsung loyalist who buys flagship devices and appliances and spends enough (₹7 lakh a year) to waive the ₹5,000 fee — someone who will fill the ₹20,000 Samsung cashback ceiling and use the lounge access, rather than a light buyer.
Full reward structure
What you earn on every rupee, per spend category — as of 24 Oct 2026. Rates assume 1 pt = ₹0.20. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shoppingonly at Samsung stores, Samsung eStore/Shop app, Samsung Service Centres | cashback | 10% | ₹5,000 |
| International | reward points | 3%15 pts/₹100 × ₹0.20 | — |
| Online Shoppingonly at BigBasket, Tata 1mg, Urban Company, Myntra, Zomato | reward points | 3%15 pts/₹100 × ₹0.20 | — |
| Other | reward points | 1%5 pts/₹100 × ₹0.20 | — |
Online Shopping: 10% cashback on Samsung purchases; capped ₹5,000/month and ₹20,000/year. Amazon stopped qualifying on 01-Jan-2026 and Flipkart on 20-Dec-2024. · Samsung stores, Samsung eStore/Shop app, Samsung Service Centres
International: 15 EDGE Reward Points per ₹100 (about ₹3) on international spends
Online Shopping: 15 EDGE Reward Points per ₹100 (about ₹3) on the five partner brands · BigBasket, Tata 1mg, Urban Company, Myntra, Zomato
Other: 5 EDGE Reward Points per ₹100 (about ₹1) on general spends
Earns nothing on: Rent · Wallet Loads · Fuel · Gold and jewellery · Government & Tax · Insurance · EMI Conversions · Tolls & Road Fees · Gift Cards & Vouchers
These spends earn no rewards at all — not a reduced rate, and not the base rate. They are also normally left out of any milestone or fee-waiver calculation.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 24 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹5,900 |
| Joining fee (incl. 18% GST) | ₹5,900 |
| Finance charge (APR) | 3.75% p.m. |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹10,500/yr in total.
8 domestic lounge visits/year (spend-gated ₹50,000 in prior 3 months) plus 6 international visits via complimentary Priority Pass
1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, capped ₹500 per statement cycle
Should you get it?
- Best for: High spender committed to the Samsung ecosystem, Buyer of flagship Samsung phones and appliances each year, Frequent traveller who will use domestic and international lounges
- Premium tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on International (3% back; 10% only at Samsung stores, Samsung eStore/Shop app, Samsung Service Centres).
- Frequent travellers benefit from the included airport lounge access.
Pros & cons
✓ Pros
- 10% cashback on Samsung purchases (capped ₹5,000/month, ₹20,000/year)
- Large 30,000 EDGE points welcome benefit — worth roughly ₹6,000
- 3% (15 EDGE points/₹100) on BigBasket, Tata 1mg, Urban Company, Myntra and Zomato
- 8 domestic + 6 international lounge visits and a 1% fuel surcharge waiver
✕ Cons
- ₹5,000 fee with a high ₹7 lakh waiver bar — only worth it for a heavy, Samsung-committed spender
- The 10% cashback is Samsung-only and capped at ₹20,000 a year
- Marketplace routes no longer qualify — Flipkart dropped out in Dec 2024 and Amazon in Jan 2026
- New applications have at times been paused, with Axis directing buyers to the Signature
Eligibility & documents
Documents required
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Samsung cashback credited to the card statement
- 🎁EDGE Reward Points redeemed on the Axis EDGE rewards catalogue (shopping, travel, vouchers)
What your Axis EDGE Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard EDGE Reward Points
Gift-voucher catalogue
Flights & hotels
The ₹5,000 fee and ₹7 lakh waiver bar demand a high, Samsung-heavy spend; new applications have at times been paused with Axis directing buyers to the Signature, so availability can be uncertain.
Frequently asked questions
What is the Samsung cashback and cap?
What is the welcome benefit?
What lounge access does it offer?
How is the annual fee waived?
How will Axis apply my payment across the outstanding balance from 28 August 2026?
How has the Samsung Axis Bank Infinite Credit Card changed over time?
Has the Samsung Axis Bank Infinite Credit Card been devalued recently?
When did the Samsung Axis Bank Infinite Credit Card's fees last change?
How did the Samsung Axis Bank Infinite Credit Card change in 2026?
The bottom line
The Infinite is a strong card the year you buy a lot of Samsung: ₹20,000 of device cashback plus a ~₹6,000 welcome bonus comfortably clears the ₹5,000 fee on its own, and the lounge access and 3% partner earn add real everyday value. The catch is the ₹5,000 fee and ₹7 lakh waiver bar — this only makes sense for a high spender who is genuinely Samsung-committed. A lighter Samsung buyer should take the ₹500 Signature instead and keep the four-figure fee.
How this page was built
Counted from this card’s own record: 4 earn rules, 1 of them capped, 2 paid only at named merchants, the spends listed as earning nothing and 2 recorded perks. The renewal fee is conditional — it is waived on a published spend target, so the fee you pay depends on what you spend.
Last updated 24 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the Samsung Axis Bank Infinite Credit Card are taken from Axis Bank's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 24 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Axis Bank. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2022 · last change Nov 2026
2026
- ▼ BenefitObserved 29 Jul 2026 · Effective 15 Nov 2026
Complimentary memberships renew only if you opt in
Memberships renewed automatically each year→Renewed only with the cardholder's explicit consent
From 15 November 2026 the complimentary memberships attached to the card — the lifestyle, dining and travel programmes bundled with the annual fee — renew only if you actively consent. Axis says renewal details and consent options will be shared closer to each renewal date. Read it as a cost-control move: a benefit you have to remember to claim is a benefit fewer people claim, so if you value one of these memberships, watch for the consent prompt rather than assuming it rolls over.
Verification: Axis Bank ↗ · Confidence: High
- ▼ FeeObserved 29 Jul 2026 · Effective 28 Aug 2026
Dynamic currency conversion markup more than doubles to 3.5%
1.5% + GST→3.5% + GST
Axis Bank raised the dynamic currency conversion mark-up from 1.5% to 3.5% plus GST. DCC applies when an overseas merchant offers to bill you in rupees instead of the local currency, and it stacks on top of the usual foreign-currency mark-up. Declining the rupee option at the terminal and paying in the local currency avoids the charge entirely.
Verification: Axis Bank ↗ · Confidence: High
- ▼ FeeObserved 29 Jul 2026 · Effective 28 Aug 2026
New top late-payment slab of Rs 1,300 above Rs 50,000
Rs 1,200 on any total payment due above Rs 10,000→Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000
Axis Bank added a fifth late-payment slab. Everything up to Rs 50,000 is unchanged, but a total payment due of more than Rs 50,000 now attracts Rs 1,300 instead of Rs 1,200. The same notice fixes the order in which a payment is applied to the outstanding: fees and charges including taxes first, then EMIs, interest, purchases and cash advances.
Verification: Axis Bank ↗ · Confidence: High
- ▼ LoungeObserved 29 Jul 2026 · Effective 28 Aug 2026
Priority Pass stops working at Indian domestic lounges
Priority Pass accepted at eligible Indian domestic lounges→Credit card + boarding pass only; Priority Pass domestic-invalid in India
From 28 August 2026 the Priority Pass card is no longer valid for entry to domestic airport lounges in India. Axis directs cardholders to present the credit card itself with the boarding pass at the lounge reception instead. The allowance is unchanged — this is an authentication change, not a cut — but it matters if you were spending Priority Pass visits domestically, because those visits now have to come from the card's own domestic allocation. One useful carve-out in Axis's own words: lounges at Indian international terminals AFTER immigration still count as international and can still be entered with Priority Pass.
Verification: Axis Bank ↗ · Confidence: High
- ▼ RewardObserved 29 Jul 2026 · Effective 28 Aug 2026
Tolls and road fees stop earning rewards; gift cards split into their own category
Bridge fees, road fees and tolls earned at the normal rate→No rewards or cashback on bridge fees, road fees and tolls
Axis Bank added bridge fees, road fees and tolls to the spends that earn nothing. Separately, gift card purchases move out of the Wallet spend category into a new Gift Card category; they already earned no rewards, and they continue to be excluded from spend-based fee waivers and milestone thresholds.
Verification: Axis Bank ↗ · Confidence: High
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: <a href="https://cardadvisor.in/cards/axis-samsung-infinite#value-timeline">Samsung Axis Bank Infinite Credit Card value timeline</a>, CardAdvisor (CC BY 4.0).