In-depth review
Landmark Rewards SBI Card PRIME
A ₹2,999 premium co-brand for Landmark Group loyalists: 25 Reward Points per ₹100 (~6.25%) at Lifestyle, Home Centre, Max and Spar, 12,000 welcome points (₹3,000) in year one plus 20,000 a year (₹5,000) at ₹5 lakh of spend, plus lounge access and Priority Pass. Excellent if you shop those stores heavily — weak value otherwise, with a 0.5% base rate and no fee reversal.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹3,000 in vouchers, points or cashback in year one — usually conditional on a first spend within 30–90 days
25 points/₹100 on Online Shopping (~6.25% value)
25 Reward Points per Rs.100 (~6.25%) at online & retail Landmark stores — Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy
2.5% on Dining
10 Reward Points per Rs.100 (~2.5%) on dining, movies and international spends
Airport Lounge Access
Complimentary: 8 domestic airport lounge visits a year (2 a quarter) and 4 international
Milestone Bonus
~₹5,000 in bonus rewards on hitting annual spend milestones
✈️ TRAVEL BENEFITS
Lounge access, miles, forex rates and travel perks at a glance.
AIRPORT LOUNGE ACCESS
8 visits/yr
Domestic lounges
Priority Pass
International lounges
₹8,000
Estimated annual value
3.5%
Forex markup
- Domestic + international airport lounge access (8 domestic visits/yr, worth ~₹8,000)
👑 PREMIUM LIFESTYLE BENEFITS
Concierge, golf, hotel membership and high-value perks for premium cardholders.
₹5,000
Milestone bonus value
- 20,000 bonus Reward Points (worth Rs.5,000) on overall annual retail spends of Rs.5 lakh
For the Landmark Group regular spending ₹5 lakh-plus a year who will use the 6.25% earn and value the lounge access; poor value for anyone whose spending is spread across many retailers.
Full reward structure
What you earn on every rupee, per spend category — as of 11 Oct 2026. Rates assume 1 pt = ₹0.25. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shoppingonly at Landmark stores | reward points | 6.25%25 pts/₹100 × ₹0.25 | — |
| Dining | reward points | 2.5%10 pts/₹100 × ₹0.25 | — |
| International | reward points | 2.5%10 pts/₹100 × ₹0.25 | — |
| Other | reward points | 0.5%2 pts/₹100 × ₹0.25 | — |
Online Shopping: 25 Reward Points per Rs.100 (~6.25%) at online & retail Landmark stores — Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy · Landmark stores
Dining: 10 Reward Points per Rs.100 (~2.5%) on dining, movies and international spends
International: 10 Reward Points per Rs.100 (~2.5%) on international spends
Other: 2 Reward Points per Rs.100 (~0.5%) on other retail purchases; fuel, rent, government, gaming, wallet & EMI earn nothing. 4 RP = Rs.1
Earns nothing on: Fuel · Rent · Government & Tax · Online Gaming · Wallet Loads · EMI Conversions · Cash Advances
These spends earn no rewards at all — not a reduced rate, and not the base rate. They are also normally left out of any milestone or fee-waiver calculation.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 11 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹3,539 |
| Joining fee (incl. 18% GST) | ₹3,539 |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹14,500/yr in total.
8 domestic lounge visits a year (2 per quarter) plus complimentary Priority Pass membership with 4 international lounge visits a year. From 10 Jan 2026 domestic access is restricted to SBI's published participating-lounge list; Priority Pass visits beyond the quota cost USD 27 plus tax
20,000 bonus Reward Points (worth Rs.5,000) on overall annual retail spends of Rs.5 lakh
1% fuel surcharge waiver on transactions between Rs.500 and Rs.3,000; max waiver Rs.250 per statement cycle
Spend milestone
- ₹5,00,000 a year₹5,000 of value
Should you get it?
- Best for: Regular shoppers at Lifestyle, Home Centre, Max, Spar and Baby Shop, Landmark Group households spending Rs.5 lakh-plus a year, Shoppers who also want lounge access and a Priority Pass membership
- Premium tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on Dining (2.5% back; 6.25% only at Landmark stores).
- Frequent travellers benefit from the included airport lounge access.
Pros & cons
✓ Pros
- 25 Reward Points per Rs.100 (~6.25%) at Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy
- Domestic and international lounge access with complimentary Priority Pass membership
- 12,000 welcome points (Rs.3,000) plus 20,000 bonus points (Rs.5,000) on Rs.5 lakh annual spend
- Points redeem instantly in-store at Landmark brands at 4 points to the rupee
✕ Cons
- Rewards value only Rs.0.25 each and are most useful only at Landmark Group stores
- Base rate is a thin 2 RP per Rs.100 (~0.5%); fuel, rent, government, gaming, wallet and EMI earn nothing
- High Rs.2,999 fee with no spend-based reversal — only worthwhile for regular Landmark shoppers
Eligibility & documents
Documents required
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Closed-loop only: convert Reward Points into Landmark Rewards (LMR) by calling the SBI Card helpline — 2.4 Reward Points = 1 LMR = Rs. 0.60, i.e. Rs. 0.25 a point
- 🎁Spend the resulting Landmark Rewards in-store at Lifestyle, Home Centre, Spar, Max, Baby Shop and EasyBuy
- 🎁A redemption fee of Rs. 99 plus GST applies below 1,000 points — enough to wipe out a small balance
What your SBI Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Capped at 60,000 pts/month from Apr 2026
Vouchers & merchandise
Rewards are worth only ₹0.25 each and useful mostly at Landmark stores, the base rate is a thin 0.5%, and the ₹2,999 fee has no spend-based reversal.
Frequently asked questions
How does the Landmark Rewards SBI Card PRIME earn?
What is the fee and is it waived?
What welcome and milestone benefits does it give?
What lounge access does it offer?
How has the Landmark Rewards SBI Card PRIME changed over time?
Has the Landmark Rewards SBI Card PRIME been devalued recently?
When did the Landmark Rewards SBI Card PRIME's fees last change?
How did the Landmark Rewards SBI Card PRIME change in 2026?
The bottom line
A well-stocked loyalty card for one specific shopper — the Landmark regular who clears the ₹5 lakh milestone and uses the lounges — for whom it is a rational hold. For everyone else the thin 0.5% base rate, ₹0.25 points, Landmark-only redemption and absent fee reversal make it a premium fee you won't recoup.
How this page was built
Counted from this card’s own record: 4 earn rules, 1 paid only at named merchants, the spends listed as earning nothing and 3 recorded perks.
Last updated 11 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the Landmark Rewards SBI Card PRIME are taken from SBI Card's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 11 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for SBI Card. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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Read more
Guides and reviews related to this card.
Landmark Rewards SBI Card PRIME
A ₹2,999 premium co-brand for Landmark Group loyalists: 25 Reward Points per ₹100 (~6.25%) at Lifestyle, Home Centre, Max and Spar, 12,000 welcome points (₹3,000) in year one plus 20,000 a year (₹5,000) at ₹5 lakh of spend, plus lounge access and Priority Pass. Excellent if you shop those stores heavily — weak value otherwise, with a 0.5% base rate and no fee reversal.
Landmark Rewards SBI Card SELECT
A ₹1,499 mid-tier co-brand for Landmark Group shoppers: 15 Reward Points per ₹100 (~3.75%) at Lifestyle, Home Centre, Max and Spar, plus a 6,000-point welcome (₹1,500) and 12,000 points a year (₹3,000) at ₹3 lakh of spend. The sensible middle step — cheaper than PRIME, more rewarding than the base card — if you shop those stores. Poor value if you don't.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2025 · last change Apr 2026
2026
- ▼ RedemptionEffective 1 Apr 2026
Statement-credit redemption capped
Uncapped, any amount→Max 60,000 pts/month, in 4,000-pt multiples
From 1 April 2026 SBI Card capped reward-point statement-credit redemption at 60,000 points a month and only in multiples of 4,000 points. Recorded here 2026-08-06 - the cap applies across SBI's Reward Point cards and had been carried on only a few card files.
Verification: SBI Card ↗ · Confidence: High
- ▼ LoungeEffective 10 Jan 2026
Domestic lounge access narrowed to a published lounge list
Any participating domestic lounge on the card network→Only SBI's published participating-lounge list (~30 lounges)
From 10 January 2026 SBI revised its domestic airport lounge programme, publishing a closed list of roughly 30 participating lounges. Access outside that list is no longer complimentary. The same notice adds that for SBI cards on Visa and RuPay a Rs.2 non-refundable validation charge is levied to the card account per visit. The visit COUNT is unchanged; what narrowed is where those visits can be used.
Verification: SBI Card ↗ · Confidence: High
2025
- ◆ LaunchEffective 11 Nov 2025
SBI Card and Landmark Rewards launch the co-branded Landmark Rewards SBI Card PRIME
SBI Card and Landmark Group launched a three-card Landmark Rewards co-brand line; PRIME is the ₹2,999 top tier earning 25 Reward Points per ₹100 (~6.25%) at Landmark stores — Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy — 10 per ₹100 on dining, movies and international, and 2 per ₹100 (~0.5%) elsewhere, where 4 points equal ₹1 and redeem instantly in-store. It bundles a 12,000-point welcome (₹3,000), a 20,000-point milestone (₹5,000) on ₹5 lakh annual spend, 8 domestic lounge visits plus complimentary Priority Pass with 4 international visits a year, and a 1% fuel surcharge waiver, with no spend-based fee reversal. Fuel, rent, government, gaming, wallet and EMI earn nothing from launch.
Verification: CardAdvisor Research · Confidence: High
- ▼ FeeEffective 1 Nov 2025
Portfolio fee revision (education and wallet-load fees added)
SBI Card's portfolio-wide fee revision added a 1% fee on education payments made through third-party apps and a 1% fee on every wallet load above Rs.1,000, alongside higher cash-payment, cheque-dishonour and cash-withdrawal charges. The MITC also carries a 1% Utility Payments Fee where utility spend exceeds Rs.50,000 in a billing cycle (from 1 Dec 2024) and a Rs.199 processing fee on every rent-payment transaction. Recorded here 2026-08-06; the change applied portfolio-wide but had only been carried on a single card file.
Verification: SBI Card ↗ · Confidence: High
- ▼ RewardEffective 1 Sept 2025
Gaming and government spends stop earning
Reward Points earned→No Reward Points on digital gaming platforms or government transactions
SBI's customer notice dated 1 August 2025 states that from 1 September 2025, accrual of Reward Points on spends at Digital Gaming Platforms and Merchants, and on Government-related transactions, is discontinued for the Lifestyle Home Centre / Spar / Max SBI Credit Card and its SELECT and PRIME variants. Recorded here 2026-08-06. Note what the notice also shows: SBI already named all three tiers under the previous brand a full three months before the 11 November 2025 date our timeline carried as a launch, which is why that event is now described as a rebrand.
Verification: SBI Card ↗ · Confidence: High
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: <a href="https://cardadvisor.in/cards/sbi-landmark-prime#value-timeline">Landmark Rewards SBI Card PRIME value timeline</a>, CardAdvisor (CC BY 4.0).
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