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IDFC FIRST Ashva Credit Card

IDFC · MASTERCARD4.0/ 5

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✓ Details last verified 1 Jan 2026

IDFCPREMIUM
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5••• •••• •••• ••42
Card name
IDFC FIRST Ashva Credit Card
MASTERCARD
IDFC FIRST Ashva Credit Card front
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This card is the property of IDFC. If found, please return to the nearest IDFC branch. Use subject to the issuer's terms.

IDFCMASTERCARD
IDFC FIRST Ashva Credit Card back

↻ Hover or tap the card to flip

Reviewed by CardAdvisor Editorial Team· Last verified 1 Jan 2026· How we research

At a glance

₹3,000
Joining fee
₹3,000
Annual fee
Fee waiver
1%
Best reward rate
₹75,000/mo
Min income

Rewards by category

What you earn on every rupee, per spend category.

CategoryTypeRateMonthly cap
Otherreward points1%

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

Finance charge (APR)
2%
Forex markup
Cash advance fee
Add-on card fee
Fuel surcharge waiver
Rent payment fee
Reward redemption fee

Who is this card for?

  • 💳Premium tiera solid all-rounder for steady monthly spend.
  • 🎯Strongest value if you spend heavily on Other (1% back).

Eligibility & documents

Min. income₹75,000/mo

What your idfc reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue

Never-expiring points

0.25/pt

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the IDFC FIRST Ashva Credit Card are taken from IDFC's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →

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