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BPCL RBL Bank SuperCard
DiscontinuedRBL · VISA · Mid tier

BPCL RBL Bank SuperCard

The BPCL RBL SuperCard is a fuel-and-flexibility card that is honest about what makes it worth holding — not the fuel rate, which the SBI BPCL Octane out-earns on the same BPCL pumps, but the SuperCard family's cash-withdrawal and flexible-repayment features that ordinary credit cards simply do not offer. Worth knowing: RBL's prominent current fuel co-brand is now IndianOil (the RBL XTRA, up to 8.5% on IOCL), and a standalone BPCL RBL SuperCard is not heavily marketed in 2026, while the SuperCard family (Platinum Plus) lost 2 lounge visits in July 2025. A fair, cheap card for the RBL customer who actually uses those cash features alongside a BPCL fill-up habit.

RBL BankMID
BPCL RBL Bank SuperCard
RBL Bank
BPCL RBL Bank SuperCard

Illustration by CardAdvisor — not a depiction of the issued card. Independent; not affiliated with RBL Bank.

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3.9
out of 5
Mid tier
The BPCL SuperCard competes on fee and on its unusual SuperCard cash features, not on fuel rate — the SBI BPCL Octane earns meaningfully more on the same pumps, and RBL's own IndianOil XTRA is the bank's headline fuel card now. Hold it only if the cash-withdrawal/flexible-repayment tricks genuinely matter to you.
Annual fee₹590 incl. GST
Fee waiver₹1,00,000 spend
Top rate~1%–5%
Best forRBL customers who refuel mainly at BPCL pumps
Closed to new applicants

If you hold this card: You keep the card and its BPCL fuel rewards — only new applications have stopped. RBL continues to service the co-branded SuperCard base and may reissue it as an RBL-branded card over time.

The BPCL RBL SuperCard fell under the wind-down of RBL Bank and Bajaj Finance’s eight-year co-branded SuperCard partnership, which stopped issuing new cards in late November 2024 after an RBI direction restricting co-brand partners to card sourcing. There was no BPCL-specific announcement or date. RBL’s current fuel co-brands are the IndianOil RBL Bank Credit Card and the higher-earning IndianOil RBL XTRA, though BPCL was not migrated one-to-one into IndianOil.

View the active card — RBL Bank IndianOil Credit Card →

In-depth review

BPCL RBL Bank SuperCard

A fuel-and-flexibility card that's honest about what makes it worth holding — not the fuel rate, which the SBI Octane out-earns on the same BPCL pumps, but the SuperCard family's cash-withdrawal and flexible-repayment features that ordinary credit cards simply don't offer. A fair, cheap card for the RBL customer who actually uses those cash tricks alongside a BPCL fill-up habit.

Read the full review →

Key features

What this card is built to do — the highlights that actually matter.

⭐

20 points/₹100 on Fuel (~5% value)

5x reward points on BPCL fuel

⭐

1% on Other

1% base value on other spends

💳

Annual Fee Waiver

Fee of ₹500 + 18% GST (₹590 all-in)/yr fully waived when you spend ₹1,00,000/year

⛽

Fuel Surcharge Waiver

1% waiver on fuel transactions, capped at ₹100/month

⛽ FUEL BENEFITS

Co-branded card — maximum savings at BPCL stations.

Up to 5%

Fuel reward rate

1%

Surcharge waiver

₹100

Waiver cap/month

PARTNER FUEL STATIONS

BPCLBharat Petroleum (BPCL)
  • Co-branded card — maximum rewards at BPCL fuel stations
  • Up to 5% effective return on fuel purchases
  • 1% fuel surcharge waiver at all fuel stations
Who is this for?

For RBL customers who refuel at BPCL and will use the SuperCard cash-withdrawal/flexible-repayment features. Pure fuel maximisers should look at the SBI BPCL Octane (BPCL) or RBL XTRA (IndianOil).

Full reward structure

What you earn on every rupee, per spend category — as of 24 Oct 2026. Rates assume 1 pt = ₹0.25. How we value points →

CategoryTypeRateMonthly cap
Fuelonly at Bharat Petroleum (BPCL)reward points5%20 pts/₹100 × ₹0.25₹1,000
Otherreward points1%4 pts/₹100 × ₹0.25—

Fuel: 5x reward points on BPCL fuel · Bharat Petroleum (BPCL)

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 24 Oct 2026.

Real annual cost: ₹500 + 18% GST = ₹590 all-in. Joining fee ₹500 + 18% GST = ₹590 all-in. Issuers quote fees before tax — the all-in figure is what you actually pay if the waiver isn’t met.
ChargeAmount
Annual fee (incl. 18% GST)₹590
Joining fee (incl. 18% GST)₹590
Forex markup3.5%
Fuel surcharge waiver1%, cap ₹100

Should you get it?

  • Best for: RBL customers who refuel mainly at BPCL pumps, Anyone wanting a cheap, dedicated fuel card
  • Mid tier — a solid all-rounder for steady monthly spend.
  • Strongest value if you spend heavily on everyday spends (1% back; 5% only at Bharat Petroleum (BPCL)).

Pros & cons

✓ Pros

  • 5X reward points on BPCL fuel for a low ₹500 fee
  • Works across BPCL, Speed and In&Out convenience stores
  • Useful as a dedicated fuel companion card

✕ Cons

  • Rewards are concentrated on BPCL fuel spends
  • Limited benefits away from fuel
  • Verify current benefits with RBL — SuperCard variants have changed

How to redeem rewards

Ways to convert what you earn into real value.

  • 🎁Redeem reward points against fuel at BPCL outlets
  • 🎁Catalogue vouchers and products via the RBL rewards platform

What your RBL Reward Points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement creditBEST

Standard redemption

₹0.25/pt
Gift voucher catalogueBEST

Brand & e-gift vouchers

₹0.25/pt
Compare what every reward currency is worth →
The concern

The SBI BPCL Octane out-earns it on the same pumps, RBL has shifted its fuel focus to the IndianOil XTRA, and the SuperCard family lost lounge visits in 2025 — so its case rests on the niche cash features.

Frequently asked questions

What does this card reward?
5X reward points on BPCL fuel spends across BPCL, Speed and In&Out outlets. In effective-return terms this card's best everyday earn is 1% on everyday spends — percentages here are the real return after converting points at their card-specific value, not the headline points-per-₹100. It reaches 5% at Bharat Petroleum (BPCL), and only there. Figures as of October 2026.
Is it worth the fee?
At ₹500 a year it pays off for regular BPCL refuellers; lighter users may prefer a no-fee fuel card.

The bottom line

The BPCL SuperCard competes on fee and on its unusual SuperCard cash features, not on fuel rate — the SBI BPCL Octane earns meaningfully more on the same pumps, and RBL's own IndianOil XTRA is the bank's headline fuel card now. Hold it only if the cash-withdrawal/flexible-repayment tricks genuinely matter to you.

How this page was built

Counted from this card’s own record: 2 earn rules, 1 of them capped and 1 paid only at named merchants. The renewal fee is conditional — it is waived on a published spend target, so the fee you pay depends on what you spend.

Last updated 24 Oct 2026.

Sources & verification

Fees, reward rates, and benefits for the BPCL RBL Bank SuperCard are taken from RBL Bank's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 24 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →

Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.

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