In-depth review
RBL Bank Play Credit Card
An entry-level entertainment card built around one recurring benefit — a ₹500 BookMyShow discount every billing month you spend ₹5,000, plus ₹100 off food & beverage. It's a perk card, not a rewards engine: there's no officially published base earn rate, and it isn't lifetime-free — though a BookMyShow-sourced cardholder can waive the fee with 10 bookings a year instead of ₹1.5 lakh of spend. Hold it for the movies and let a cashback card do the everyday work.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹500 in vouchers, points or cashback in year one — usually conditional on a first spend within 30–90 days
0.25% on Other
Base reward points — RBL does not officially publish the Play base earn rate; the card's real value is the monthly BookMyShow benefit, not base points. A ₹99 redemption fee applies
Annual Fee Waiver
Fee of ₹500 + 18% GST (₹590 all-in)/yr fully waived when you spend ₹1,50,000/year
Fuel Surcharge Waiver
1% waiver on fuel transactions, capped at ₹100/month
Movie Ticket Benefit
₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000, plus up to ₹100 off food & beverage on BookMyShow bookings
🎬 ENTERTAINMENT BENEFITS
Movies, OTT subscriptions and entertainment perks.
- ₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000, plus up to ₹100 off food & beverage on BookMyShow bookings
For regular moviegoers who will spend ₹5,000 a month to claim the ₹500 BookMyShow benefit. It is also an accessible first card.
Full reward structure
What you earn on every rupee, per spend category — as of 11 Oct 2026. Rates assume 1 pt = ₹0.25. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | reward points | 0.25%1 pts/₹100 × ₹0.25 | — |
Other: Base reward points — RBL does not officially publish the Play base earn rate; the card's real value is the monthly BookMyShow benefit, not base points. A ₹99 redemption fee applies
Earns nothing on: Fuel · Utility Bills · Wallet Loads · Rent · Government & Tax · Insurance · Cash Advances · Education · EMI Conversions
These spends earn no rewards at all — not a reduced rate, and not the base rate. They are also normally left out of any milestone or fee-waiver calculation.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 11 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹590 |
| Joining fee (incl. 18% GST) | ₹590 |
| Finance charge (APR) | 3.99% p.m. |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1%, cap ₹100 |
| Reward redemption fee | ₹99 |
Perks & benefits
Estimated annual value beyond rewards — ~₹7,000/yr in total.
1% fuel surcharge waiver on transactions of ₹500–₹4,000, capped at ₹100 a month
₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000, plus up to ₹100 off food & beverage on BookMyShow bookings
Should you get it?
- Best for: Moviegoers who spend ₹5,000 a month for the BookMyShow benefit, RBL customers after a simple entry-level entertainment card
- Entry tier — great for first-time and lower-spend users.
- Strongest value if you spend heavily on everyday spends (0.25% back).
Pros & cons
✓ Pros
- ₹500 monthly BookMyShow discount (on ₹5,000 spend) plus ₹100 off F&B
- Two fee-waiver routes — ₹1.5 lakh of spend, or 10 BookMyShow bookings a year for Superstar customers
- ₹500 BookMyShow welcome discount on the first purchase
- An accessible entry card
- Fuel surcharge waiver up to ₹100 a month
✕ Cons
- Not lifetime-free — ₹500 fee, waived at ₹1.5 lakh of spend or via BookMyShow Superstar status
- The Superstar waiver route is open only to cardholders sourced through BookMyShow
- No officially published base reward-points rate
- The ₹500 BookMyShow benefit needs ₹5,000 of spend every billing month
- No airport lounge or travel benefits
Eligibility & documents
Documents required
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Online rewards catalogue (vouchers, merchandise) via the RBL rewards portal — ₹99 redemption fee
- 🎁Statement credit / cashback adjustment
What your RBL Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard redemption
Brand & e-gift vouchers
The ₹500 benefit needs ₹5,000 of spend each billing month, the fee waiver needs either ₹1.5 lakh of annual spend or BookMyShow Superstar status, and there is no published base reward rate — without the movie habit there is little here.
Frequently asked questions
How does the movie benefit work?
Is the card lifetime free?
What is the BookMyShow Superstar fee waiver?
Which spends do not count toward the thresholds?
What rewards does it earn on regular spends?
Is there a welcome benefit?
How has the RBL Bank Play Credit Card changed over time?
Has the RBL Bank Play Credit Card been devalued recently?
When did the RBL Bank Play Credit Card's fees last change?
How did the RBL Bank Play Credit Card change in 2024?
The bottom line
Play is a perk card, not a points engine: the ₹500 monthly BookMyShow benefit (on ₹5,000 spend) and ₹100 F&B discount easily clear the ₹500 fee for a regular moviegoer, and a BookMyShow-sourced cardholder who books 10 times a year can waive the fee without hitting the ₹1.5 lakh spend bar at all. Base earn is negligible — hold it for the movies and let another card do the everyday lifting.
How this page was built
Counted from this card’s own record: 1 earn rule, the spends listed as earning nothing and 2 recorded perks. The renewal fee is conditional — it is waived on a published spend target, so the fee you pay depends on what you spend.
Last updated 11 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the RBL Bank Play Credit Card are taken from RBL Bank's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 11 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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Guides and reviews related to this card.
RBL Bank Play Credit Card
An entry-level entertainment card built around one recurring benefit — a ₹500 BookMyShow discount every billing month you spend ₹5,000, plus ₹100 off food & beverage. It's a perk card, not a rewards engine: there's no officially published base earn rate, and it isn't lifetime-free — though a BookMyShow-sourced cardholder can waive the fee with 10 bookings a year instead of ₹1.5 lakh of spend. Hold it for the movies and let a cashback card do the everyday work.
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RBL Bank Paisabazaar Duet Credit Card
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Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2022 · last change Jan 2026
2026
- ▼ FeeObserved Jan 2026 · Effective 7 Jan 2026
New 1% fee on large FASTag top-ups and toll payments
No FASTag or toll transaction fee→1% fee on any FASTag-loading or toll-payment transaction above ₹10,000
From 7 January 2026 RBL Bank charges a 1% fee on any single FASTag-loading or toll-payment transaction above ₹10,000, measured per transaction per card, across merchant category codes 4784, 4111 and 4131. Because the threshold is per transaction rather than a monthly aggregate, it bites on one-off large FASTag top-ups rather than on regular commuting; splitting a top-up below ₹10,000 avoids it. The fee sits alongside RBL's existing 1% charges on rent, on utility spends above ₹50,000 a month, on fuel transactions above ₹10,000, and on education payments routed through third-party apps. It is a fee on the transaction, not a change to reward earning — these categories already earn no reward points on most RBL cards.
Verification: RBL Bank ↗ · Confidence: High
2024
- ▼ RewardEffective 15 Oct 2024
BMS Play named in mega reward-earn exclusion
Base/milestone points on most categories→Zero points on Education, Govt, Cash, Bills2Pay & more
Effective 15 Oct 2024 RBL narrowed earning across its line-up, with BookMyShow Play explicitly named among the affected cards. Bonus milestone points stopped accruing on Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet, Government Services, Contracted Services, Cash, Bills2Pay and EMI-conversion, and zero base reward points now accrue on Education, Government Services, Contracted Services, Cash and Bills2Pay.
Verification: RBL Bank ↗ · Confidence: High
- ▼ FeeEffective 15 Oct 2024
New 1% fees on large fuel, utility & education spends
No category transaction fees→1% on large fuel/utility/education spends
From 15 Oct 2024 RBL added a 1% fee on any single fuel transaction over ₹10,000 (capped ₹3,000), a 1% fee on utility spends over ₹50,000 in a month, and a 1% fee on third-party-app education payments (Cred/PhonePe/Paytm/MobiKwik and similar). These apply to Play as a reward-agnostic fee, separate from the standard 1% fuel-surcharge waiver on ₹500–4,000 fuel spends, which continues.
Verification: RBL Bank ↗ · Confidence: High
2023
- ▼ RewardEffective 9 Oct 2023
Reward points removed on utility, fuel, insurance & more
Most spends earned base reward points→Fuel, utility, insurance, rental, railways & wallet excluded
Effective 09 Oct 2023 RBL stopped awarding reward points on Insurance, Wallet, Fuel, Utility, Rental, Railways and Miscellaneous transactions across its reward-point cards, and made EMI/utilities/insurance ineligible. Impact on Play is muted — its value is the monthly BookMyShow benefit rather than base points — but the thin base earn on these categories disappeared.
Verification: RBL Bank ↗ · Confidence: High
2022
- ◆ LaunchEffective Sept 2022
RBL Play launched with BookMyShow as an entertainment card
RBL Bank and BookMyShow launched the Play (BMS Play) credit card in September 2022, with the partnership announced publicly on 12 October 2022. Built around one recurring benefit — a ₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000, plus up to ₹100 off food & beverage — it is a ₹500 entry card (fee waived at ₹1.5 lakh spend), earns standard RBL reward points on base spend, and carries a ₹100/month fuel-surcharge waiver. RBL has never published a base reward-points rate for the card.
Verification: RBL Bank ↗ · Confidence: High
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: <a href="https://cardadvisor.in/cards/rbl-play#value-timeline">RBL Bank Play Credit Card value timeline</a>, CardAdvisor (CC BY 4.0).
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