In-depth review
Standard Chartered EaseMyTrip Credit Card
A ₹350 travel co-brand whose value is almost entirely in booking discounts — 20% off hotels and 10% off flights on EaseMyTrip — rather than rewards. The twist most people miss: the 10x accelerator explicitly does NOT apply on EaseMyTrip's own site, so the discount and the bonus points are mutually exclusive. Cheap, useful, and thinner than the branding suggests.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
10 points/₹100 on Travel (~2.5% value)
10 RP per ₹100 booking flights and hotels direct with the airline or hotel (~2.5% at 25p). Does not apply to bookings on EaseMyTrip itself, which earn the base rate — you take the 20%/10% discount there instead.
0.5% on Other
2 RP per ₹100 on all other retail spends (~0.5% at 25p). No monthly cap on points earned. Points expire 2 years from the date earned and redeem only against the 360 Rewards catalogue.
Airport Lounge Access
2 complimentary domestic lounge visits per calendar year via the Visa domestic lounge programme. International lounge access (in and outside India) was discontinued with effect from 15 October 2024
Annual Fee Waiver
Fee of ₹350 + 18% GST (₹413 all-in)/yr fully waived when you spend ₹50,000/year
✈️ TRAVEL BENEFITS
Lounge access, miles, forex rates and travel perks at a glance.
AIRPORT LOUNGE ACCESS
✓
Domestic lounges
₹1,000
Estimated annual value
3.5%
Forex markup
2.5%
Travel reward rate
AIRLINE / TRAVEL PARTNERS
- Domestic airport lounge access (worth ~₹1,000/yr)
- Miles on: Standalone airline and hotel websites, apps and outlets (identified by Visa merchant category codes). Explicitly NOT EaseMyTrip's own website or app, and not other travel aggregators — bookings made on EaseMyTrip earn only the 2 RP per ₹100 base rate.
- 2.5% effective return on travel bookings
For people who already book through EaseMyTrip a few times a year — a single discounted hotel stay repays the ₹350 several times over. The points are an afterthought.
Full reward structure
What you earn on every rupee, per spend category — as of 11 Oct 2026. Rates assume 1 pt = ₹0.25. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Travelonly at Standalone airline and hotel websites, apps and outlets (identified by Visa merchant category codes). Explicitly NOT EaseMyTrip's own website or app, and not other travel aggregators — bookings made on EaseMyTrip earn only the 2 RP per ₹100 base rate. | reward points | 2.5%10 pts/₹100 × ₹0.25 | — |
| Other | reward points | 0.5%2 pts/₹100 × ₹0.25 | — |
Travel: 10 RP per ₹100 booking flights and hotels direct with the airline or hotel (~2.5% at 25p). Does not apply to bookings on EaseMyTrip itself, which earn the base rate — you take the 20%/10% discount there instead. · Standalone airline and hotel websites, apps and outlets (identified by Visa merchant category codes). Explicitly NOT EaseMyTrip's own website or app, and not other travel aggregators — bookings made on EaseMyTrip earn only the 2 RP per ₹100 base rate.
Other: 2 RP per ₹100 on all other retail spends (~0.5% at 25p). No monthly cap on points earned. Points expire 2 years from the date earned and redeem only against the 360 Rewards catalogue.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 11 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹413 |
| Joining fee (incl. 18% GST) | ₹413 |
| Finance charge (APR) | 3.75% p.m. |
| Forex markup | 3.5% |
| Reward redemption fee | ₹99 |
Perks & benefits
Estimated annual value beyond rewards — ~₹1,000/yr in total.
2 complimentary domestic lounge visits per calendar year via the Visa domestic lounge programme. International lounge access (in and outside India) was discontinued with effect from 15 October 2024
Should you get it?
- Best for: Regular EaseMyTrip bookers who will use the 20% hotel discount, Occasional travellers wanting a cheap second card for trips, First-time cardholders easing into a travel card
- Entry tier — great for first-time and lower-spend users.
- Strongest value if you spend heavily on everyday spends (0.5% back; 2.5% only at Standalone airline and hotel websites, apps and outlets (identified by Visa merchant category codes). Explicitly NOT EaseMyTrip's own website or app, and not other travel aggregators — bookings made on EaseMyTrip earn only the 2 RP per ₹100 base rate.).
- Frequent travellers benefit from the included airport lounge access.
Pros & cons
✓ Pros
- 20% off hotels and 10% off flights on EaseMyTrip — one booking can repay the ₹350 fee many times over
- 2.5% effective on flights and hotels booked direct with the airline or hotel
- No monthly cap on reward points
- Low ₹350 fee that waives at just ₹50,000 of annual spend
- Open to applicants from age 18
✕ Cons
- Each discount category works only once per calendar month per card — a second hotel booking in the same month gets no discount
- The 10x accelerator excludes EaseMyTrip's own site — you cannot stack the discount and the bonus points
- Base earn is a thin 0.5% once SC's 25-paisa point value is applied
- Points redeem only against the 360 Rewards catalogue — no statement-credit option
- Reward points expire 2 years after they are earned
- International lounge access was withdrawn on 15 October 2024; only 2 domestic visits a year remain
Eligibility & documents
Documents required
- 📄PAN card
- 📄Identity proof — passport, voter ID or government photo ID
- 📄Address proof — Aadhaar, passport, driving licence or voter ID
- 📄Latest one month salary slip (salaried) or latest ITR / certified financials (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁360 Rewards catalogue — products, vouchers and services (1 RP = ₹0.25)
What your Standard Chartered Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard redemption
Brand & e-gift vouchers
The 10x accelerator does not apply on EaseMyTrip's own site — the discount and the bonus points are mutually exclusive, which is the opposite of what a co-brand usually implies.
Frequently asked questions
What discounts does the EaseMyTrip card give?
Do EaseMyTrip bookings earn the 10x reward points?
What is an EaseMyTrip card point worth?
What lounge access does it include?
What is the fee and how does it waive?
How has the Standard Chartered EaseMyTrip Credit Card changed over time?
Has the Standard Chartered EaseMyTrip Credit Card been devalued recently?
When did the Standard Chartered EaseMyTrip Credit Card's fees last change?
The bottom line
Judge this card on the discounts and it is easy to justify: ₹350 buys 20% off hotels and 10% off flights on EaseMyTrip, and one booking can repay the fee many times. Judge it on rewards and it is thin — 0.5% base, and the 2.5% accelerator deliberately excludes EaseMyTrip's own site, so you cannot collect both the discount and the bonus points on the same booking. Know which lever you are pulling and it is a cheap, useful travel companion rather than a primary card.
How this page was built
Counted from this card’s own record: 2 earn rules, 1 paid only at named merchants and 1 recorded perk. The renewal fee is conditional — it is waived on a published spend target, so the fee you pay depends on what you spend.
Last updated 11 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the Standard Chartered EaseMyTrip Credit Card are taken from Standard Chartered's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 11 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Standard Chartered. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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Guides and reviews related to this card.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2022 · last change Oct 2024
2024
- ▼ LoungeEffective 15 Oct 2024
International lounge access and Priority Pass withdrawn
Priority Pass with international lounge visits + quarterly domestic lounge access→2 complimentary domestic lounge visits per calendar year only
Standard Chartered discontinued the complimentary Priority Pass on the EaseMyTrip card and stopped all complimentary international lounge access, which became chargeable per visit. Domestic lounge access was cut from one visit each quarter to just two visits per calendar year, sharply reducing the card's travel-lounge value.
Verification: Standard Chartered ↗ · Confidence: High
2023
- ▼ FeeEffective 2 Apr 2023
1% processing fee on rent payments
No fee on rent payments→1% fee on all rental transactions
Standard Chartered began levying a 1 percent processing fee on all rental payments made with its credit cards, effective 2 April 2023. As a card already in market since 2022, the EaseMyTrip card was covered by this bank-wide change.
Verification: CardAdvisor Research · Confidence: High
2022
- ◆ LaunchEffective 19 Jul 2022
Standard Chartered EaseMyTrip card launched
Standard Chartered and EaseMyTrip launched their co-branded travel credit card on 19 July 2022. At a ₹350 fee it offered flat 20 percent off hotels and 10 percent off flights booked on EaseMyTrip, 2 reward points per ₹100 base earning with 10 points per ₹100 on direct airline and hotel spends, plus complimentary domestic and international airport lounge access.
Verification: CardAdvisor Research · Confidence: High
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: <a href="https://cardadvisor.in/cards/sc-easemytrip#value-timeline">Standard Chartered EaseMyTrip Credit Card value timeline</a>, CardAdvisor (CC BY 4.0).
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