IndianOil Axis Bank Credit Card
AXIS · VISA★4.1/ 5
✓ Details last verified 1 Jan 2026
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IndianOil Axis co-brand with strong value on IOCL fuel and EDGE rewards on everyday spends.
At a glance
Rewards by category
What you earn on every rupee, per spend category.
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Fuel | reward points | 4% | ₹1,000 |
| Other | reward points | 1% | — |
Fuel: 4% value as EDGE points at IndianOil outlets · Indian Oil (IOCL)
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Who is this card for?
- 🌱Entry tier — great for first-time and lower-spend users.
- 🎯Strongest value if you spend heavily on Fuel (4% back).
Eligibility & documents
What your axis edge rewards are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard EDGE points
Flights & hotels
Atlas/Magnus/Reserve — transfer to partners
✈ TRANSFER PARTNERS
🔥 Live offers on this card
2 liveTransfer bonuses and promos running right now for this card's rewards.
20% bonus on EDGE Miles to Marriott
Atlas/Reserve cardholders: transfer EDGE Miles to Marriott Bonvoy with a 20% bonus this season.
Ends 2026-08-01 · view offer ↗
20% bonus on EDGE Miles to Air India
Atlas/Magnus cardholders get a 20% bonus transferring EDGE Miles to Air India Maharaja Club this season.
Ends 2026-08-15 · view offer ↗
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the IndianOil Axis Bank Credit Card are taken from AXIS's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →
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