If you hold this card: Standard Chartered has not published a statement on existing holders, so if you still hold the card, contact SC directly to confirm what happens to your Skywards accrual and to the card at renewal. New applications have stopped.
Standard Chartered India no longer offers the Emirates World Mastercard: the card’s product page has been removed (sc.com/in/credit-cards/emirates-world-mastercard now resolves to SC’s 404 page), it is absent from the ten cards on SC’s current credit-card line-up, and no Emirates card page appears anywhere in SC India’s sitemap. SC made no announcement and named no successor — its remaining travel cards are the EaseMyTrip and Ultimate.
In-depth review
Standard Chartered Emirates World Mastercard
For years this was the only Indian credit card that earned Emirates Skywards miles on everyday spend — a sharp single-purpose specialist for the India–Dubai loyalist. That chapter closed on 31 March 2022, when the SC–Emirates partnership ended: the card stopped earning miles from 1 April 2022, its lounge, golf and Priority Pass benefits were withdrawn, and holders were migrated to non-Emirates SC cards. This review stands as the archival record of what the card was.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹1,600 in vouchers, points or cashback in year one — usually conditional on a first spend within 30–90 days
4 miles/₹100 on Travel (~1.6% value)
Earned 6 Emirates Skywards miles per ₹150 on Emirates spend (~2% at ~40p/mile); welcome 4,000 + renewal 1,500 miles. Earning stopped 1 April 2022 with the partnership's end.
0.8% on Other
Earned 3 Emirates Skywards miles per ₹150 on other spends (~1% at ~40p/mile). No miles have accrued since 1 April 2022, when the SC–Emirates partnership ended.
Airport Lounge Access
Complimentary lounge access at select airports + Emirates lounges — withdrawn 31 March 2022 alongside the miles when the SC–Emirates partnership ended.
Annual Fee Waiver
Fee of ₹3,000 + 18% GST (₹3,540 all-in)/yr fully waived when you spend ₹5,00,000/year
✈️ TRAVEL BENEFITS
Lounge access, miles, forex rates and travel perks at a glance.
AIRPORT LOUNGE ACCESS
8 visits/yr
Domestic lounges
✓
International lounges
₹4,000
Estimated annual value
3.5%
Forex markup
1.6%
Travel reward rate
AIRLINE / TRAVEL PARTNERS
- Domestic + international airport lounge access (8 domestic visits/yr, worth ~₹4,000)
- Miles on: Emirates
👑 PREMIUM LIFESTYLE BENEFITS
Concierge, golf, hotel membership and high-value perks for premium cardholders.
Nobody today — the card is closed to new and existing earning alike. Historically it suited Emirates Skywards loyalists who wanted to build miles from everyday Indian spend.
Full reward structure
What you earn on every rupee, per spend category — as of 24 Oct 2026. Rates assume 1 pt = ₹0.40. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Travelonly at Emirates | airline miles | 1.6%4 pts/₹100 × ₹0.40 | — |
| Other | airline miles | 0.8%2 pts/₹100 × ₹0.40 | — |
Travel: Earned 6 Emirates Skywards miles per ₹150 on Emirates spend (~2% at ~40p/mile); welcome 4,000 + renewal 1,500 miles. Earning stopped 1 April 2022 with the partnership's end. · Emirates
Other: Earned 3 Emirates Skywards miles per ₹150 on other spends (~1% at ~40p/mile). No miles have accrued since 1 April 2022, when the SC–Emirates partnership ended.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 24 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹3,540 |
| Joining fee (incl. 18% GST) | ₹3,540 |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹4,000/yr in total.
Complimentary lounge access at select airports + Emirates lounges — withdrawn 31 March 2022 alongside the miles when the SC–Emirates partnership ended.
Should you get it?
- Best for: Nobody today — the card is discontinued and holders were migrated to non-Emirates SC cards, Historically, frequent Emirates flyers based in India (Delhi, Mumbai, Hyderabad, Bengaluru routes), Historically, users targeting Emirates premium-cabin redemptions via Skywards
- Premium tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on everyday spends (0.8% back; 1.6% only at Emirates).
- Frequent travellers benefit from the included airport lounge access.
Pros & cons
✓ Pros
- Was the only Indian card earning Emirates Skywards miles on everyday spends
- Earned 6 Skywards miles per ₹150 on Emirates flights and partner spends (~2%)
- 4,000 welcome miles worth ~₹1,600 on first spend
- Fee waived at ₹5L annual spend — achievable for regular Emirates flyers
- Miles earned on daily spending could fund premium cabin redemptions on Emirates
✕ Cons
- Discontinued — the SC–Emirates partnership ended 31 March 2022 and the card stopped earning Skywards miles from 1 April 2022
- Miles were programme-locked — only valuable for Emirates and flydubai flyers
- 3.5% forex markup made it expensive for international use outside Emirates bookings
- 3 Skywards miles per ₹150 on non-Emirates spend (~1%) — weak as a daily card even in its day
What your Standard Chartered Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard redemption
Brand & e-gift vouchers
The card no longer exists as a product — the SC–Emirates partnership ended 31 March 2022, Skywards earning stopped from 1 April 2022, and the lounge, golf and Priority Pass benefits were withdrawn with it.
Frequently asked questions
How has the Standard Chartered Emirates World Mastercard changed over time?
Has the Standard Chartered Emirates World Mastercard been devalued recently?
How did the Standard Chartered Emirates World Mastercard change in 2022?
The bottom line
In its day this was a uniquely useful specialist: the only Indian route to Emirates Skywards from everyday spend, with a welcome bonus that covered much of the ₹3,000 fee. It ended with the SC–Emirates partnership on 31 March 2022 — miles stopped accruing from 1 April 2022, the travel perks were withdrawn, and holders were moved to non-Emirates SC cards. It survives here as history, not as an option.
How this page was built
Counted from this card’s own record: 2 earn rules, 1 paid only at named merchants and 1 recorded perk. The renewal fee is conditional — it is waived on a published spend target, so the fee you pay depends on what you spend.
Last updated 24 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the Standard Chartered Emirates World Mastercard are taken from Standard Chartered's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 24 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Standard Chartered. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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Guides and reviews related to this card.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2017 · last change Mar 2022
2022
- ▼ RewardObserved 23 Feb 2022 · Effective 31 Mar 2022
Emirates partnership ended — Skywards earning stops
6 miles/₹150 on Emirates, 3/₹150 elsewhere→No Skywards miles earned
Standard Chartered wound down its Emirates Skywards co-brand in India: the card stopped earning any Skywards miles from 1 April 2022. Already-earned miles stayed redeemable up to three years from credit; holders were moved to a non-Emirates replacement (SC Ultimate offered as an upgrade).
Verification: CardAdvisor Research · Confidence: High
- ▼ BenefitEffective 31 Mar 2022
Lounge, golf & Priority Pass benefits withdrawn
The same partnership wind-down stripped the card of its travel perks — complimentary airport lounge access, the golf benefit and Priority Pass membership were all removed alongside the miles. Standard Chartered stopped sourcing the card to new applicants; it remains listed as discontinued in 2026 despite still appearing on some aggregator pages.
Verification: CardAdvisor Research · Confidence: High
2017
- ◆ LaunchEffective 2017
SC Emirates World co-brand live in India
Standard Chartered's Emirates co-branded World Mastercard was the only Indian card earning Emirates Skywards miles on everyday spend (6 miles/₹150 on Emirates, 3/₹150 elsewhere). Exact launch date is undocumented; the issuer product page is archived as live by July 2017, so it existed by at least mid-2017.
Verification: Standard Chartered ↗ · Confidence: Reconstructed
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: <a href="https://cardadvisor.in/cards/sc-emirates-world#value-timeline">Standard Chartered Emirates World Mastercard value timeline</a>, CardAdvisor (CC BY 4.0).