Skip to main content
← All cards

Bank of Baroda Tiara Credit Card

BOB · VISA4.0/ 5

✓ Details last verified 1 Jan 2026

BOBPREMIUM
)))
5••• •••• •••• ••42
Card name
Bank of Baroda Tiara Credit Card
VISA
Bank of Baroda Tiara Credit Card front
•••

This card is the property of BOB. If found, please return to the nearest BOB branch. Use subject to the issuer's terms.

BOBVISA
Bank of Baroda Tiara Credit Card back

↻ Hover or tap the card to flip

Reviewed by CardAdvisor Editorial Team· Last verified 1 Jan 2026· How we research

At a glance

Free
Joining fee
₹2,499
Annual fee
₹2,50,000/yr spend
Fee waiver
1%
Best reward rate
₹40,000/mo
Min income

Rewards by category

What you earn on every rupee, per spend category.

CategoryTypeRateMonthly cap
Otherreward points1%

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

Finance charge (APR)
3.5%
Forex markup
Cash advance fee
Add-on card fee
Fuel surcharge waiver
Rent payment fee
Reward redemption fee

Who is this card for?

  • 💳Premium tiera solid all-rounder for steady monthly spend.
  • 🎯Strongest value if you spend heavily on Other (1% back).

Eligibility & documents

Min. income₹40,000/mo

What your bob reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue

Standard redemption

0.25/pt

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the Bank of Baroda Tiara Credit Card are taken from BOB's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →

Similar & related cards

Other cards worth comparing before you apply.

Want to know if this beats your current card for your spending?