Fi-Federal Credit Card
FEDERAL ยท VISAโ 4.0/ 5
โ Details last verified 1 Jan 2026
โป Hover or tap the card to flip
At a glance
Rewards by category
What you earn on every rupee, per spend category.
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | reward points | 1% | โ |
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards โ verify on the issuer site before applying.
Who is this card for?
- ๐ฑEntry tier โ great for first-time and lower-spend users.
- ๐ฏStrongest value if you spend heavily on Other (1% back).
Eligibility & documents
What your federal reward points are worth
Realistic value per point by redemption route โ the difference is what most people leave on the table.
Standard redemption
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the Fi-Federal Credit Card are taken from FEDERAL's official Most Important Terms & Conditions (MITC) and fee schedule โ see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often โ always confirm current details on the issuer's site before applying. How we research & review โ
Similar & related cards
Other cards worth comparing before you apply.

IDFC FIRST WOW Credit Card
Comparable IDFC option

Jupiter Edge CSB RuPay Credit Card
Same tier with similar rewards

ICICI Bank Platinum Chip Credit Card
Comparable ICICI option

IDFC FIRST Millennia Credit Card
Comparable IDFC option

AU Bank Xcite Credit Card
Comparable AU option

SBI SimplySAVE Credit Card
Comparable SBI option
Want to know if this beats your current card for your spending?

