IDFC FIRST WOW Credit Card
IDFC · VISA★4.0/ 5
✓ Details last verified 1 Jan 2026
↻ Hover or tap the card to flip
At a glance
Rewards by category
What you earn on every rupee, per spend category.
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | reward points | 1% | — |
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Who is this card for?
- 🌱Entry tier — great for first-time and lower-spend users.
- 🎯Strongest value if you spend heavily on Other (1% back).
Eligibility & documents
What your idfc reward points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Never-expiring points
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the IDFC FIRST WOW Credit Card are taken from IDFC's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →
Similar & related cards
Other cards worth comparing before you apply.
IDFC FIRST Millennia Credit Card
Same tier with similar rewards
Fi-Federal Credit Card
Comparable FEDERAL option
ICICI Bank Platinum Chip Credit Card
Comparable ICICI option
AU Bank Xcite Credit Card
Comparable AU option
Jupiter Edge CSB RuPay Credit Card
Comparable FEDERAL option
SBI SimplySAVE Credit Card
Comparable SBI option
Want to know if this beats your current card for your spending?