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Marriott Bonvoy HDFC Bank Credit Card

HDFC · MASTERCARD4.0/ 5

✓ Details last verified 1 Jan 2026

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Card name
Marriott Bonvoy HDFC Bank Credit Card
MASTERCARD
Marriott Bonvoy HDFC Bank Credit Card front
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This card is the property of HDFC. If found, please return to the nearest HDFC branch. Use subject to the issuer's terms.

HDFCMASTERCARD
Marriott Bonvoy HDFC Bank Credit Card back

↻ Hover or tap the card to flip

Reviewed by CardAdvisor Editorial Team· Last verified 1 Jan 2026· How we research

At a glance

₹3,000
Joining fee
₹3,000
Annual fee
Fee waiver
4%
Best reward rate
₹75,000/mo
Min income

Rewards by category

What you earn on every rupee, per spend category.

CategoryTypeRateMonthly cap
Travelhotel points4%
Otherreward points1%

Travel: Marriott Bonvoy points on travel + free night award · Marriott Bonvoy

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

Finance charge (APR)
2%
Forex markup
Cash advance fee
Add-on card fee
Fuel surcharge waiver
Rent payment fee
Reward redemption fee

Who is this card for?

  • 💳Premium tiera solid all-rounder for steady monthly spend.
  • 🎯Strongest value if you spend heavily on Travel (4% back).

Eligibility & documents

Min. income₹75,000/mo

What your hdfc reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue

Standard catalogue & cashback

0.30/pt
SmartBuy flights & hotels

Up to ₹0.50/pt on travel via SmartBuy

0.50/pt
Airmiles transferBEST

Premium cards (Infinia/Diners Black) — best value

1.00/pt

✈ TRANSFER PARTNERS

Singapore Airlines KrisFlyer (1:1) Finnair Plus (Avios) (1:1)🏨 Marriott Bonvoy (1:1)

🔥 Live offers on this card

3 live

Transfer bonuses and promos running right now for this card's rewards.

🛒

5X value on SmartBuy flights & hotels

Book flights and hotels via SmartBuy to redeem points at up to ₹0.60/point — far better than statement credit.

Ends 2026-06-30 · view offer ↗

25% bonus transferring to Marriott Bonvoy

Move HDFC Reward Points to Marriott Bonvoy with a 25% bonus — strong value for free-night awards and 5th-night-free stays.

Ends 2026-07-15 · view offer ↗

30% bonus transferring to KrisFlyer

Transfer HDFC Reward Points to Singapore Airlines KrisFlyer and get 30% extra miles — your points stretch much further on premium-cabin redemptions.

Ends 2026-07-31 · view offer ↗

See your best move with these points →

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the Marriott Bonvoy HDFC Bank Credit Card are taken from HDFC's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →

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