IDFC FIRST HPCL Power+ Credit Card
IDFC · RUPAY★4.3/ 5
✓ Details last verified 1 Jan 2026
↻ Hover or tap the card to flip
IDFC FIRST HPCL Power+ stacks reward points and surcharge waiver for up to ~5% value at HPCL pumps.
At a glance
Rewards by category
What you earn on every rupee, per spend category.
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Fuel | reward points | 5% | ₹1,500 |
| Other | reward points | 1% | — |
Fuel: Up to 5% value (incl. waiver) on HPCL fuel; extra via HP Pay · Hindustan Petroleum (HPCL)
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Who is this card for?
- 💳Mid tier — a solid all-rounder for steady monthly spend.
- 🎯Strongest value if you spend heavily on Fuel (5% back).
Eligibility & documents
What your idfc reward points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Never-expiring points
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the IDFC FIRST HPCL Power+ Credit Card are taken from IDFC's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →
Similar & related cards
Other cards worth comparing before you apply.
IDFC FIRST Power Credit Card
Lower annual fee, similar tier
IDFC FIRST Classic Credit Card
Same tier with similar rewards
BPCL RBL Bank SuperCard
Comparable RBL option
Tata Neu Infinity HDFC Bank Credit Card
Comparable HDFC option
IRCTC SBI Card Premier
Comparable SBI option
IndiGo Ka-ching Kotak 6E Rewards XL Credit Card
Comparable KOTAK option
Want to know if this beats your current card for your spending?