SBI Card PULSE

SBI · VISA★4.0/ 5

✓ Details last verified 1 Jan 2026

SBIMID

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Card name

SBI Card PULSE

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This card is the property of SBI. If found, please return to the nearest SBI branch. Use subject to the issuer's terms.

SBI

↻ Hover or tap the card to flip

Reviewed by CardAdvisor Editorial Team· Last verified 1 Jan 2026· How we research

At a glance

₹1,499

Joining fee

₹1,499

Annual fee

—

Fee waiver

Best reward rate

₹30,000/mo

Min income

Rewards by category

What you earn on every rupee, per spend category.

Category	Type	Rate	Monthly cap
Other	reward points	1%	—

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

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Finance charge (APR)

3.5%

Forex markup

—

Cash advance fee

—

Add-on card fee

—

Fuel surcharge waiver

—

Rent payment fee

—

Reward redemption fee

Who is this card for?

💳Mid tier — a solid all-rounder for steady monthly spend.
🎯Strongest value if you spend heavily on Other (1% back).

Eligibility & documents

Min. income₹30,000/mo

What your sbi reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement creditBEST

Capped at 60,000 pts/month from Apr 2026

₹0.25/pt

Rewards catalogueBEST

Vouchers & merchandise

₹0.25/pt

🔥 Live offers on this card

2 live

Transfer bonuses and promos running right now for this card's rewards.

🎁

Festive catalogue: points worth ₹0.35

Limited festive window — redeem SBI Reward Points on the gift catalogue at an improved ₹0.35/point. Redeem before the Apr-2026 statement-credit cap bites.

Ends 2026-06-25 · view offer ↗

🛒

Flights via SBI rewards portal — ₹0.50/point

Book flights through the SBI rewards portal to redeem at ₹0.50/point — double the statement-credit value before the Apr-2026 cap.

Ends 2026-06-28 · view offer ↗

See your best move with these points →

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the SBI Card PULSE are taken from SBI's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →