If you hold this card: You keep the card and every wellness benefit — the doctor and nutrition consultations, fitness sessions, health check-ups and EDGE Reward Points all continue as before. Only new applications have stopped.
Axis quietly closed the Aura — its ₹749 health-and-wellness card — to new applicants during 2026, with no formal announcement; existing holders retain it. There is no direct wellness successor in the Axis line-up. Readers who valued the health perks are usually better served by a strong everyday rewards card such as the ACE (cashback) or the MyZone, paired with a standalone health membership.
In-depth review
Axis Bank Aura Credit Card
A wellness-first card that sold health services rather than rewards — complimentary doctor consultations, video fitness sessions, discounted health check-ups and a Decathlon welcome voucher, for a ₹749 fee. The reward rate was always thin at ~0.4%, and Axis has since closed it to new applicants; existing holders who use the health perks can keep it.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹750 in vouchers, points or cashback in year one — usually conditional on a first spend within 30–90 days
0.2% on Other
2 EDGE Reward Points per ₹200 (≈0.2% in value) on all spends, with 5X on insurance spends (max ₹10,000/transaction). 1 point ≈ ₹0.20.
Insurance Cover
Wellness bundle — 4 Practo doctor video consultations/month, 4 live + 16 recorded fitness sessions/month, up to ₹500/year off health check-ups, and 30%+ off nutrition consultations
It suited someone who valued regular tele-health, fitness and diet consultations more than card rewards — but as it is closed to new applicants, it is no longer a card to chase.
Full reward structure
What you earn on every rupee, per spend category — as of 24 Oct 2026. Rates assume 1 pt = ₹0.20. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | reward points | 0.2%1 pts/₹100 × ₹0.20 | — |
Other: 2 EDGE Reward Points per ₹200 (≈0.2% in value) on all spends, with 5X on insurance spends (max ₹10,000/transaction). 1 point ≈ ₹0.20.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 24 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹884 |
| Joining fee (incl. 18% GST) | ₹884 |
| Finance charge (APR) | 3.75% p.m. |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹9,000/yr in total.
1% fuel surcharge waiver on transactions of ₹400–₹4,000, capped at ₹250 per statement cycle
Wellness bundle — 4 Practo doctor video consultations/month, 4 live + 16 recorded fitness sessions/month, up to ₹500/year off health check-ups, and 30%+ off nutrition consultations
Should you get it?
- Best for: Existing holders who use the tele-health and fitness benefits, Households that value discounted health check-ups and consultations
- Entry tier — great for first-time and lower-spend users.
- Strongest value if you spend heavily on everyday spends (0.2% back).
Pros & cons
✓ Pros
- 4 complimentary Practo doctor consultations a month
- Video fitness sessions plus discounted health check-ups and nutrition consultations
- ₹750 Decathlon welcome voucher covers most of the ₹884 all-in joining fee
- 5X EDGE Points on insurance spends
✕ Cons
- Closed to new applicants — benefits are for existing holders only
- Thin 0.2% reward rate outside insurance spends
- No fee waiver and no airport lounge access
Eligibility & documents
Documents required
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Redeem EDGE Reward Points on the Axis EDGE catalogue for vouchers and products
What your Axis EDGE Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard EDGE Reward Points
Gift-voucher catalogue
Flights & hotels
Closed to new applicants, and even for holders the value depends entirely on using the wellness services — the 0.2% reward rate and lack of a fee waiver give it little standalone earning power.
Frequently asked questions
What is the Axis Aura card?
What is the reward rate?
What wellness benefits did it offer?
What is the fee?
The bottom line
A genuinely different card in its day — it sold wellness services, not points, and for a household that used the Practo consultations, fitness sessions and check-up discounts the ₹749 fee could pay for itself in convenience. But the reward rate was always thin, there was no fee waiver, and Axis has now closed it to new applicants. Existing holders who use the health perks can keep it; anyone shopping today should look at a current earner like the [Axis ACE](/cards/axis-ace), whose ₹499 fee waives at ₹2 lakh of annual spend, instead.
How this page was built
Counted from this card’s own record: 1 earn rule and 2 recorded perks.
Last updated 24 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the Axis Bank Aura Credit Card are taken from Axis Bank's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 24 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Axis Bank. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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