Axis Bank Flipkart Credit Card
AXIS · VISA★4.2/ 5
✓ Details last verified 1 Jan 2025
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The Axis Flipkart is the go-to card for Flipkart shoppers — 5% unlimited cashback on Flipkart and Myntra, 4% on preferred partners, and 1.5% everywhere else. Lifetime free with no cap on the 5% Flipkart cashback.
At a glance
Rewards by category
What you earn on every rupee, per spend category.
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shopping | cashback | 5% | — |
| Travel | cashback | 4% | — |
| Other | cashback | 1.50% | — |
Online Shopping: 5% cashback on Flipkart and Myntra · Flipkart,Myntra
Travel: 4% on preferred travel partners · Hotels,Airlines
Other: 1.5% unlimited cashback
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
LATE PAYMENT FEE
| Outstanding balance | Late fee |
|---|---|
| Up to ₹500 | Nil |
| ₹501 – ₹5,000 | ₹500 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| Above ₹50,001 | ₹1,300 |
Who is this card for?
- 💳Mid tier — a solid all-rounder for steady monthly spend.
- 🎯Strongest value if you spend heavily on Online Shopping (5% back).
👍 Pros
- ✓5% cashback on Flipkart and Myntra — unlimited
- ✓4% on preferred partner merchants
- ✓1.5% on all other spends
- ✓Lifetime free — no annual fee ever
👎 Cons
- ✕Best value only if you shop heavily on Flipkart/Myntra
- ✕3.5% forex markup — not suitable for international use
Eligibility & documents
DOCUMENTS REQUIRED
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Statement credit / cashback adjustment
- 🎁Online rewards catalogue (vouchers, merchandise)
- 🎁Flight & hotel bookings via the issuer rewards portal
- 🎁Airline / hotel partner point transfers (on eligible cards)
What your cashback are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Direct cash adjustment — no conversion
Frequently asked questions
What is the annual fee for the Axis Bank Flipkart Credit Card?+
This card is lifetime free — there is no joining or annual fee.
What is the foreign currency markup?+
The forex markup is 3.50% on international transactions.
Is there a fuel surcharge waiver?+
Yes — a 1.00% fuel surcharge waiver, up to Rs 250 per statement cycle.
What is the minimum age and income to apply?+
Applicants must be at least 21 years old with a minimum income of Rs 15000 per month.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the Axis Bank Flipkart Credit Card are taken from AXIS's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2025. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →
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