Myntra Kotak Credit Card

Quick verdict: No longer issued — reported withdrawn on 10 July 2025, with holders reported moved to the Kotak League Platinum or Zen Signature, neither of which carries the Myntra benefit that defined it. There's no live card to recommend. Myntra's own card store now lists a Flipkart Axis card and a Flipkart SBI card, and both pay 7.5% on Myntra — but as cashback against a quarterly cap, not as the near-unlimited instant discount this card gave.

The Myntra Kotak card was, for two years, about as sharp as single-merchant rewards got in India — 7.5% back at one retailer, so a fashion-first shopper recovered the small fee in a couple of orders. That is now history. The card is no longer issued, and holders were moved to the Kotak League Platinum (or Zen Signature) — cards that do not carry the Myntra-specific 7.5% benefit. For anyone shopping today, this card simply isn't available.

What happened

Two things are worth separating, because they carry different weight:

• Kotak published no closure notice. The 10 July 2025 date that circulates everywhere comes from

reporting, not from Kotak, and that reporting says holders were told by email. Treat the date as reported.

• Kotak's own surfaces do confirm the withdrawal. The card is absent from the live line-up — and

notably absent from the six cards Kotak explicitly tags "Discontinued for new applications", so it isn't simply sitting on a retired shelf. It is missing from the MITC and Charges page, from the master fee schedule that names every other retail card, and from all 1,441 URLs in Kotak's personal-banking sitemap. The product page returns a 404 on both Kotak domains; the last archived working copy is from 21 June 2025. Myntra's own card store now carries other issuers' cards.

• Existing cardholders were reported to have been moved automatically — most to the **Kotak League

Platinum, some to the Zen Signature**, based on profile and eligibility. Those who didn't want to move could close the account instead, forfeiting pending cashback.

Either way, the replacement cards carry no Myntra-specific rewards. The original card's defining feature — a 7.5% instant discount on Myntra plus an unlimited 1.25% elsewhere — does not carry over to the League Platinum, which is a broader but unremarkable card with a low post-devaluation reward rate.

For the record, the card paid cashback, not reward points, and the structure was more layered than it is usually remembered: the 7.5% at Myntra was an instant checkout discount capped at ₹750 per transaction on unlimited transactions, with nothing credited on top afterwards; a separate 5% tier covered Kotak's Preferred Partners — Swiggy, Swiggy Instamart, Cleartrip, PVR online and Urban Company — up to ₹1,000 a billing cycle; everything else earned an unlimited 1.25%. The fee was ₹500 joining and ₹500 annual plus GST, waived above ₹2 lakh of annual spend. Rent, fuel, wallet loads, EMI conversions and cash advances earned nothing.

If your card became a League Platinum

If your Myntra Kotak card became a League Platinum, read that card's review: in short, its ongoing reward rate is low (~0.5%) and its main value is a milestone-based PVR movie benefit, not Myntra discounts. The fashion-shopping advantage you signed up for is gone. To keep saving on Myntra, the practical 2026 routes are the cards Myntra's own store now points at — a Flipkart Axis card and a Flipkart SBI card — plus Myntra's own bank offers during sale events. Both do pay 7.5% on Myntra, so the headline survives the Kotak card's exit. The ceiling does not: each pays it as cashback capped at roughly ₹4,000 a statement quarter, where the Myntra Kotak capped only the individual transaction at ₹750 and let you keep going. On ₹10,000 of Myntra spend a month, that difference decides who is still earning in month three.

The takeaway

There's no live "Myntra Kotak" to recommend — it's been retired. The single-merchant 7.5% structure that made it worth holding did not survive into the replacement cards. So the only useful guidance is forward-looking: if you're a Myntra-first shopper who came here for that card, start with what Myntra's own store lists today, check the current Myntra rate with the issuer before you apply, and treat the Myntra Kotak as a closed chapter.

Who should hold it

Nobody new — it is no longer issued. Holders who were moved are now on the League Platinum or Zen Signature and should evaluate those cards on their own (modest) merits, then look at what's actually available for Myntra spend today rather than assuming a like-for-like successor exists.

The bottom line

The Myntra Kotak card was, briefly, about the sharpest single-merchant rewards card on the Indian market — 7.5% on Myntra, fee recovered in an order or two. It's also gone, reported withdrawn in July 2025, with holders moved to the Kotak League Platinum or Zen Signature, neither of which carries the Myntra benefit that defined it. For a fashion-first shopper in 2026, the relevant advice isn't about this card at all — it's to look at what Myntra's card store lists now — the Flipkart Axis and the Flipkart SBI, both of which match the 7.5% and cap it by quarter. The rate was replicated; the absence of a ceiling was not. Treat the Myntra Kotak as history. A good card, quietly retired.