RBL Bank Fun+ Credit Card

RBL · VISA★3.8/ 5

✓ Details last verified 1 Jan 2025

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Card name

RBL Bank Fun+ Credit Card

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Lifetime free card. This card is the property of RBL. If found, please return to the nearest RBL branch. Use subject to the issuer's terms.

RBL

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Reviewed by CardAdvisor Editorial Team· Last verified 1 Jan 2025· How we research

The RBL Fun+ is a lifetime-free entertainment-focused card — 8 reward points per ₹100 on movies, dining, and international spends, and 1 complimentary movie ticket per month via BookMyShow. Best as a second card for users who frequently spend on entertainment.

At a glance

Free

Joining fee

Lifetime free

Annual fee

Not needed

Fee waiver

Best reward rate

₹12,000/mo

Min income

Rewards by category

What you earn on every rupee, per spend category.

Category	Type	Rate	Monthly cap
Online Shopping	cashback	3%	—
Other	cashback	1%	—

Online Shopping: 3% cashback on online spends

Other: 1% cashback on all other transactions

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

3.75% p.m. · 45.0% p.a.

Finance charge (APR)

3.5%

Forex markup

2.5% (min ₹500)

Cash advance fee

Free

Add-on card fee

1%, cap ₹250

Fuel surcharge waiver

Rent payment fee

₹99

Reward redemption fee

LATE PAYMENT FEE

Outstanding balance	Late fee
Up to ₹500	Nil
₹501 – ₹5,000	₹500
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

Who is this card for?

First-time card usersLow to moderate spenders

🌱Entry tier — great for first-time and lower-spend users.
🎯Strongest value if you spend heavily on Online Shopping (3% back).

👍 Pros

✓No joining or annual fee — lifetime free
✓Simple, accessible entry/mid-tier card

👎 Cons

✕Reward caps may limit value for very high spenders
✕Fewer premium travel and lifestyle perks

Eligibility & documents

Age18–60 years

Min. income₹12,000/mo

EmploymentSalaried · Self-employed · Student

DOCUMENTS REQUIRED

📄PAN card
📄Aadhaar / valid address proof
📄Latest 3 months bank statement
📄Income proof — salary slips (salaried) or ITR (self-employed)
📄Recent passport-size photograph

How to redeem rewards

Ways to convert what you earn into real value.

🎁Statement credit / cashback adjustment
🎁Online rewards catalogue (vouchers, merchandise)
🎁Flight & hotel bookings via the issuer rewards portal
🎁Airline / hotel partner point transfers (on eligible cards)

What your cashback are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit

Direct cash adjustment — no conversion

₹1.00/pt

Frequently asked questions

What is the annual fee for the RBL Bank Fun+ Credit Card?+

This card is lifetime free — there is no joining or annual fee.

What is the foreign currency markup?+

The forex markup is 3.50% on international transactions.

Is there a fuel surcharge waiver?+

Yes — a 1.00% fuel surcharge waiver, up to Rs 250 per statement cycle.

What is the minimum age and income to apply?+

Applicants must be at least 18 years old with a minimum income of Rs 12000 per month.

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the RBL Bank Fun+ Credit Card are taken from RBL's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2025. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →