If you hold this card: You keep the legacy Tata Card — only new applications have stopped. Its NeuCoins-based successor, the Tata Neu Plus SBI Card, earns directly across the whole Tata group for the same ₹499 fee.
SBI’s original 2019 Tata co-brand was superseded by the NeuCoins-based Tata Neu SBI cards (Plus and Infinity, launched 2025). No formal cutover date was announced; the card is simply closed to new applicants and retained here for reference.
View the active card — Tata Neu Plus SBI Card →In-depth review
Tata Card
A discontinued entry-level Tata co-brand from 2019 — a ₹499 card with 3X points on grocery, up to 5% value back at Tata outlets and a 1% fuel-surcharge waiver. Closed to new applicants and superseded by the Tata Neu Plus SBI Card; documented here for reference only.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
0.75% on Groceries
3X points (~0.75%) on Departmental & Grocery store spends; up to 5% value back at select Tata outlets.
0.25% on Other
Base 1 Reward Point per Rs. 100 (~0.25%) on general spends. Legacy card, closed to new applicants.
Reference only — existing legacy cardholders and anyone researching SBI's old entry-level Tata co-brand; new applicants should look at the Tata Neu Plus SBI Card instead.
Full reward structure
What you earn on every rupee, per spend category — as of 24 Oct 2026. Rates assume 1 pt = ₹0.25. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Groceries | reward points | 0.75%3 pts/₹100 × ₹0.25 | — |
| Other | reward points | 0.25%1 pts/₹100 × ₹0.25 | — |
Groceries: 3X points (~0.75%) on Departmental & Grocery store spends; up to 5% value back at select Tata outlets.
Other: Base 1 Reward Point per Rs. 100 (~0.25%) on general spends. Legacy card, closed to new applicants.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 24 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹589 |
| Joining fee (incl. 18% GST) | ₹589 |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹600/yr in total.
1% fuel surcharge waiver on specified transactions. Legacy benefit; card no longer open to new applicants.
Should you get it?
- Best for: Reference only — legacy cardholders
- Entry tier — great for first-time and lower-spend users.
- Strongest value if you spend heavily on Groceries (0.75% back).
Pros & cons
✓ Pros
- Low Rs. 499 fee entry-level Tata co-brand
- 3X points on Departmental and Grocery store spends
- Up to 5% value back on spends at select Tata outlets
- 1% fuel surcharge waiver
✕ Cons
- Discontinued — closed to new applicants, superseded by the Tata Neu SBI cards
- Thin base earning at Rs. 0.25 per Reward Point
- Value tied to Tata outlets and grocery spend
Eligibility & documents
Documents required
- 📄PAN card
- 📄Aadhaar / address proof
- 📄Income proof (salary slips or ITR)
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Reward Points redeemable against the SBI Card catalogue (legacy structure)
- 🎁Value back accrued on spends at select Tata outlets
What your SBI Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Capped at 60,000 pts/month from Apr 2026
Vouchers & merchandise
Discontinued and superseded by the Tata Neu SBI cards, with thin base earning at ₹0.25 per Reward Point and value tied to Tata outlets.
Frequently asked questions
Can I still apply for the Tata Card?
What did it earn?
What replaced it?
The bottom line
A closed, legacy product with no route to obtain it new — a modest, affordable co-brand that did its job for grocery and Tata-outlet spending. Existing holders should compare its value against the Tata Neu Plus SBI Card, which earns NeuCoins directly across the whole Tata group for the same ₹499 fee.
How this page was built
Counted from this card’s own record: 2 earn rules and 1 recorded perk.
Last updated 24 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the Tata Card are taken from SBI Card's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 24 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for SBI Card. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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