If you hold this card: Existing holders keep the card and its accelerators exactly as before — only new applications are affected.
Axis stopped presenting this card in its application flow — it is simply no longer offered to new customers. There was no announcement, and the product page still carries an Apply button, which is why you will see this argued both ways: a stale product page is exactly what a quiet sourcing stop looks like.
The Flipkart co-brand Axis still sources is the Flipkart Axis Bank Credit Card, which keeps a live Apply button on Axis’s own lineup.
How we checked — last verified 17 July 2026
Axis publishes no closure notice for this card, so we checked its own credit-card lineup instead. Of the 40 cards Axis lists, 27 carry an “Apply Now” button and 13 don’t — and the 13 are its retired and paused cards, including the AURA, which Axis does openly mark “no longer available”. This card is in that group: Axis shows it a “Know More” button and no way to apply, while the cards it still sources keep theirs.
We re-check this and will lift the notice as soon as the card is open to new applicants again. If you find it back on the issuer's application flow before we do, tell us — a human reads everything.
In-depth review
Flipkart Axis Bank Super Elite Credit Card
The Super Elite is the SuperCoins sibling of the Flipkart Axis card — 12 SuperCoins per ₹100 on Flipkart for Plus members (6 for non-Plus), 2 per ₹100 elsewhere, and welcome SuperCoins plus Lenskart/Gaana/YouTube trials. But the rewards are store credit, not cashback, there is no lounge access, and the top rate needs a paid Flipkart Plus membership.
Read the full review →Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹250 in vouchers, points or cashback in year one — usually conditional on a first spend within 30–90 days
12 points/₹100 on Online Shopping (~6% value)
12 SuperCoins per ₹100 on Flipkart for Plus members, capped at 300 SuperCoins per transaction; non-Plus members earn 6 per ₹100 capped at 150. Both ceilings bind at ₹2,500 of spend in one order.
1% on Other
2 SuperCoins per ₹100 on all non-Flipkart spends
Annual Fee Waiver
Fee of ₹500 + 18% GST (₹590 all-in)/yr fully waived when you spend ₹2,00,000/year
🛍️ SHOPPING BENEFITS
Built for Flipkart — here's how your cashback stacks up.
6.0%
Flipkart rate
6.0%
Online shopping rate
PARTNER MERCHANTS
- Co-branded with Flipkart — built for regular shoppers
- 6.0% back on Flipkart purchases
- Accelerated cashback at: Flipkart (Flipkart Plus members; non-Plus earn 6 SuperCoins per ₹100)
For committed Flipkart Plus members who shop on Flipkart heavily and will actually redeem SuperCoins for gift vouchers — not for anyone who wants everyday cashback or lounge access.
Full reward structure
What you earn on every rupee, per spend category — as of 24 Oct 2026. Rates assume 1 pt = ₹0.50. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shoppingonly at Flipkart (Flipkart Plus members; non-Plus earn 6 SuperCoins per ₹100) | reward points | 6%12 pts/₹100 × ₹0.50 | — |
| Other | reward points | 1%2 pts/₹100 × ₹0.50 | — |
Online Shopping: 12 SuperCoins per ₹100 on Flipkart for Plus members, capped at 300 SuperCoins per transaction; non-Plus members earn 6 per ₹100 capped at 150. Both ceilings bind at ₹2,500 of spend in one order. · Flipkart (Flipkart Plus members; non-Plus earn 6 SuperCoins per ₹100)
Other: 2 SuperCoins per ₹100 on all non-Flipkart spends
Earns nothing on: EMI Conversions · Gift Cards & Vouchers · Fuel · Rent · Wallet Loads · Jewellery · Cash Advances · Tolls & Road Fees
These spends earn no rewards at all — not a reduced rate, and not the base rate. They are also normally left out of any milestone or fee-waiver calculation.
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 24 Oct 2026.
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹590 |
| Joining fee (incl. 18% GST) | ₹590 |
| Finance charge (APR) | 3.75% p.m. |
| Forex markup | 3.5% |
Should you get it?
- Best for: Flipkart Plus members who shop heavily on Flipkart, Shoppers who will redeem SuperCoins for gift vouchers, Online-first buyer who saves big purchases for Flipkart sales
- Mid tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on everyday spends (1% back; 6% only at Flipkart (Flipkart Plus members; non-Plus earn 6 SuperCoins per ₹100)).
Pros & cons
✓ Pros
- 12 SuperCoins per ₹100 on Flipkart for Plus members (6 for non-Plus), capped 300/150 per transaction
- Welcome 500 SuperCoins plus Lenskart Gold, Gaana Plus and YouTube Premium trials
- ₹500 fee waives at ₹2 lakh of annual spend
- 2 SuperCoins per ₹100 on other spends
✕ Cons
- Rewards are Flipkart SuperCoins (store credit), not cashback — real value depends on gift-voucher availability
- The headline 12 SuperCoins per ₹100 needs a paid Flipkart Plus membership; non-Plus earn half
- No airport lounge access, domestic or international
- 3.5% forex markup — not for international spends
Eligibility & documents
Documents required
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Flipkart gift vouchers: redeem SuperCoins at up to 1 SuperCoin = ₹1 (subject to availability)
- 🎁Flipkart purchases and partner offers via the SuperCoins Zone (variable value)
What your Axis EDGE Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard EDGE Reward Points
Gift-voucher catalogue
Flights & hotels
Rewards are Flipkart SuperCoins, not cashback — their value hinges on intermittent gift-voucher redemption, and the top 12x rate needs a paid Flipkart Plus membership. No lounge access at all.
Frequently asked questions
What does the Super Elite card earn?
What is a SuperCoin worth?
Does it have lounge access?
How is this different from the base Flipkart Axis card?
What is the fee waiver?
How will Axis apply my payment across the outstanding balance from 28 August 2026?
How has the Flipkart Axis Bank Super Elite Credit Card changed over time?
Has the Flipkart Axis Bank Super Elite Credit Card been devalued recently?
When did the Flipkart Axis Bank Super Elite Credit Card's fees last change?
How did the Flipkart Axis Bank Super Elite Credit Card change in 2026?
The bottom line
The Super Elite only makes sense if you are a Flipkart Plus member and a genuine Flipkart regular. The 12-SuperCoins-per-₹100 rate looks generous, but SuperCoins are store credit whose real value depends on gift-voucher availability, so treat it as roughly ₹6 per ₹100 of Flipkart spend, not ₹12. Off Flipkart the card is pedestrian — 2 SuperCoins per ₹100 — and there is no lounge access. If you want plain cashback on Flipkart and Myntra instead, the base [Flipkart Axis](/cards/axis-flipkart) card pays 5% and 7.5% as direct statement credit and is the simpler buy for most people.
How this page was built
Counted from this card’s own record: 2 earn rules, 1 paid only at named merchants and the spends listed as earning nothing. The renewal fee is conditional — it is waived on a published spend target, so the fee you pay depends on what you spend.
Last updated 24 Oct 2026.
Sources & verification
Fees, reward rates, and benefits for the Flipkart Axis Bank Super Elite Credit Card are taken from Axis Bank's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 24 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Axis Bank. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
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Guides and reviews related to this card.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2022 · last change Aug 2026
2026
- ▼ FeeObserved 29 Jul 2026 · Effective 28 Aug 2026
Dynamic currency conversion markup more than doubles to 3.5%
1.5% + GST→3.5% + GST
Axis Bank raised the dynamic currency conversion mark-up from 1.5% to 3.5% plus GST. DCC applies when an overseas merchant offers to bill you in rupees instead of the local currency, and it stacks on top of the usual foreign-currency mark-up. Declining the rupee option at the terminal and paying in the local currency avoids the charge entirely.
Verification: Axis Bank ↗ · Confidence: High
- ▼ FeeObserved 29 Jul 2026 · Effective 28 Aug 2026
New top late-payment slab of Rs 1,300 above Rs 50,000
Rs 1,200 on any total payment due above Rs 10,000→Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000
Axis Bank added a fifth late-payment slab. Everything up to Rs 50,000 is unchanged, but a total payment due of more than Rs 50,000 now attracts Rs 1,300 instead of Rs 1,200. The same notice fixes the order in which a payment is applied to the outstanding: fees and charges including taxes first, then EMIs, interest, purchases and cash advances.
Verification: Axis Bank ↗ · Confidence: High
- ▼ RewardObserved 29 Jul 2026 · Effective 28 Aug 2026
Tolls and road fees stop earning rewards; gift cards split into their own category
Bridge fees, road fees and tolls earned at the normal rate→No rewards or cashback on bridge fees, road fees and tolls
Axis Bank added bridge fees, road fees and tolls to the spends that earn nothing. Separately, gift card purchases move out of the Wallet spend category into a new Gift Card category; they already earned no rewards, and they continue to be excluded from spend-based fee waivers and milestone thresholds.
Verification: Axis Bank ↗ · Confidence: High
2024
- ▼ FeeEffective 20 Dec 2024
Bank-wide charges revision — finance charge standardized, new fees added
Axis Bank standardized the monthly finance charge to 3.75% across most of its portfolio (this card included), raised the Dynamic Currency Conversion markup from 1% to 1.5%, increased the branch cash-payment fee (₹100 to ₹175) and made the rent-transaction surcharge uncapped, and introduced new charges for auto-debit/cheque reversals and unpaid minimum-due amounts.
Verification: Axis Bank ↗ · Confidence: High
2022
- ◆ LaunchEffective 22 Nov 2022
Flipkart Axis Bank Super Elite Credit Card launched
Axis Bank and Flipkart launched the Super Elite co-brand card, a SuperCoins-earning sibling to the cashback-based base Flipkart Axis card — accelerated SuperCoins on Flipkart purchases (materially higher for Flipkart Plus members) plus a flat 2 SuperCoins per ₹100 elsewhere, a 500-SuperCoin welcome bonus, and a ₹500 annual fee waived at ₹2 lakh of yearly spend.
Verification: Axis Bank ↗ · Confidence: High
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: <a href="https://cardadvisor.in/cards/axis-flipkart-super-elite#value-timeline">Flipkart Axis Bank Super Elite Credit Card value timeline</a>, CardAdvisor (CC BY 4.0).