Swiggy HDFC Bank Credit Card
HDFC · MASTERCARD★4.0/ 5
✓ Details last verified 1 Jan 2026
↻ Hover or tap the card to flip
At a glance
Rewards by category
What you earn on every rupee, per spend category.
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Dining | cashback | 10% | ₹1,500 |
| Groceries | cashback | 5% | ₹1,500 |
| Other | reward points | 1% | — |
Dining: 10% cashback on Swiggy app spends · Swiggy,Instamart,Dineout
Groceries: 5% on Swiggy Instamart grocery orders · Swiggy Instamart
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Who is this card for?
- 💳Mid tier — a solid all-rounder for steady monthly spend.
- 🎯Strongest value if you spend heavily on Dining (10% back).
Eligibility & documents
What your cashback are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Direct cash adjustment — no conversion
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the Swiggy HDFC Bank Credit Card are taken from HDFC's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →
Similar & related cards
Other cards worth comparing before you apply.
Myntra Kotak Credit Card
Comparable KOTAK option
HDFC Millennia Credit Card
Same tier with similar rewards
SBI Cashback Credit Card
Comparable SBI option
IndusInd Bank EazyDiner Credit Card
Comparable INDUSIND option
Standard Chartered Super Value Titanium Credit Card
Comparable SC option
HDFC MoneyBack+ Credit Card
Same tier with similar rewards
Want to know if this beats your current card for your spending?