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Tata Card SELECT
DiscontinuedSBI · VISA · Premium tier

Tata Card SELECT

Discontinued and closed to new applicants, the Tata Card SELECT was the premium tier of SBI's original 2019 Tata co-brand pairing, superseded by the Tata Neu SBI cards. For a ₹2,999 fee it earned 3X Reward Points on Departmental & Grocery stores, Dining and International spends, up to 5X at select Tata outlets, and spend-linked e-gift vouchers worth up to ₹6,000. SBI Reward Points were worth about ₹0.25 each, so even the 3X categories translated to roughly 0.75% back. This page stands as a reference record for existing holders, not a recommendation to apply.

SBI CardPREMIUM
Tata Card SELECT
SBI Card
Tata Card SELECT

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3.4
out of 5
Premium tier
A closed, legacy product with no route to obtain it new — it did a reasonable job for its time with accelerated everyday points, Tata-outlet perks and milestone vouchers. If you still hold one, compare its value against the Tata Neu Infinity SBI Card, which earns materially more across the Tata ecosystem with a far better forex markup.
Annual fee₹3,539 incl. GST
Top rate~0.25%–0.75%
Best forReference only — legacy cardholders
3.5%
Forex markup
~₹6,000
Total perk value / yr
Closed to new applicants

If you hold this card: You keep the legacy Tata Card SELECT — only new applications have stopped. The NeuCoins-based Tata Neu Infinity SBI Card earns materially more across the Tata ecosystem, with a far better forex markup.

The premium tier of SBI’s 2019 Tata co-brand range, superseded by the NeuCoins-based Tata Neu SBI cards (Infinity and Plus, launched 2025). No cutover date was announced; it is closed to new applicants and kept here for reference.

View the active card — Tata Neu Infinity SBI Card →

In-depth review

Tata Card SELECT

A discontinued premium Tata co-brand from 2019 — 3X points on grocery, dining and international spends, up to 5X at Tata outlets, and spend-linked vouchers worth up to ₹6,000. Closed to new applicants and superseded by the Tata Neu SBI cards; documented here for reference only.

Read the full review →

Key features

What this card is built to do — the highlights that actually matter.

⭐

0.75% on Dining

3X points (~0.75%) on Departmental & Grocery stores, Dining and International spends; up to 5X on select Tata outlets.

⭐

0.75% on Groceries

3X points (~0.75%) on Departmental & Grocery store spends. Legacy Tata co-brand, superseded by the Tata Neu SBI cards.

🎯

Milestone Bonus

~₹6,000 in bonus rewards on hitting annual spend milestones

👑 PREMIUM LIFESTYLE BENEFITS

Concierge, golf, hotel membership and high-value perks for premium cardholders.

₹6,000

Milestone bonus value

  • Spend-linked e-gift vouchers worth up to Rs. 6,000 on annual milestone spends. Legacy benefit; card no longer open to new applicants.
Who is this for?

Reference only — existing legacy cardholders and anyone researching SBI's old Tata co-brand range; new applicants should look at the Tata Neu SBI cards instead.

Full reward structure

What you earn on every rupee, per spend category — as of 24 Oct 2026. Rates assume 1 pt = ₹0.25. How we value points →

CategoryTypeRateMonthly cap
Diningreward points0.75%3 pts/₹100 × ₹0.25—
Groceriesreward points0.75%3 pts/₹100 × ₹0.25—
Otherreward points0.25%1 pts/₹100 × ₹0.25—

Dining: 3X points (~0.75%) on Departmental & Grocery stores, Dining and International spends; up to 5X on select Tata outlets.

Groceries: 3X points (~0.75%) on Departmental & Grocery store spends. Legacy Tata co-brand, superseded by the Tata Neu SBI cards.

Other: Base 1 Reward Point per Rs. 100 (~0.25%) on general spends. Legacy card, closed to new applicants.

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying. Fees below are shown inclusive of 18% GST, as of 24 Oct 2026.

Real annual cost: ₹2,999 + 18% GST = ₹3,539 all-in. Joining fee ₹2,999 + 18% GST = ₹3,539 all-in. Issuers quote fees before tax — the all-in figure is what you actually pay.
ChargeAmount
Annual fee (incl. 18% GST)₹3,539
Joining fee (incl. 18% GST)₹3,539
Forex markup3.5%

Perks & benefits

Estimated annual value beyond rewards — ~₹6,000/yr in total.

🎯
milestone bonus~₹6,000/yr

Spend-linked e-gift vouchers worth up to Rs. 6,000 on annual milestone spends. Legacy benefit; card no longer open to new applicants.

Domestic

Should you get it?

  • Best for: Reference only — legacy cardholders
  • Premium tier — a solid all-rounder for steady monthly spend.
  • Strongest value if you spend heavily on Dining (0.75% back).

Pros & cons

✓ Pros

  • 3X points on Departmental & Grocery, Dining and International spends
  • Up to 5X points on spends at select Tata outlets
  • Spend-linked gift vouchers worth up to Rs. 6,000
  • Broader everyday-category rewards than the base Tata Card

✕ Cons

  • Discontinued — closed to new applicants, superseded by the Tata Neu SBI cards
  • Rs. 2,999 fee was steep for a points card valued at Rs. 0.25/point
  • Value concentrated in Tata outlets and a handful of accelerated categories

Eligibility & documents

EmploymentSalaried · Self-employed

Documents required

  • 📄PAN card
  • 📄Aadhaar / address proof
  • 📄Income proof (salary slips or ITR)

How to redeem rewards

Ways to convert what you earn into real value.

  • 🎁Reward Points redeemable against the SBI Card catalogue (legacy structure)
  • 🎁Spend-linked e-gift vouchers on reaching annual milestone thresholds

What your SBI Reward Points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement creditBEST

Capped at 60,000 pts/month from Apr 2026

₹0.25/pt
Rewards catalogue / vouchersBEST

Vouchers & merchandise

₹0.25/pt
Compare what every reward currency is worth →
The concern

Discontinued and superseded by the Tata Neu SBI cards, with a steep ₹2,999 fee for a points card valued at only ₹0.25 per point.

Frequently asked questions

Can I still apply for the Tata Card SELECT?
No. This is a legacy Tata-SBI co-brand launched in 2019 and is closed to new applicants. The Tata Neu Infinity and Tata Neu Plus SBI cards are its successors.
What did it earn?
Base 1 Reward Point per Rs. 100, 3X on Departmental & Grocery stores, Dining and International spends, and up to 5X at select Tata outlets, plus milestone gift vouchers. In effective-return terms this card's best everyday earn is 0.75% on dining, against 0.25% on other spends — percentages here are the real return after converting points at their card-specific value, not the headline points-per-₹100. Figures as of October 2026.
What replaced it?
The NeuCoins-based Tata Neu Infinity SBI Card and Tata Neu Plus SBI Card, launched in 2025, replaced the old Tata co-brand range.

The bottom line

A closed, legacy product with no route to obtain it new — it did a reasonable job for its time with accelerated everyday points, Tata-outlet perks and milestone vouchers. If you still hold one, compare its value against the Tata Neu Infinity SBI Card, which earns materially more across the Tata ecosystem with a far better forex markup.

How this page was built

Counted from this card’s own record: 3 earn rules and 1 recorded perk.

Last updated 24 Oct 2026.

Sources & verification

Fees, reward rates, and benefits for the Tata Card SELECT are taken from SBI Card's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page. Last updated 24 Oct 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →

Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for SBI Card. All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.

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