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Tata Neu Infinity HDFC Bank Credit Card

HDFC · RUPAY4.0/ 5

MidUPI linkedAll HDFC cards →

✓ Details last verified 1 Jan 2026

HDFCMID
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5••• •••• •••• ••42
Card name
Tata Neu Infinity HDFC Bank Credit Card
RUPAY
Tata Neu Infinity HDFC Bank Credit Card front
•••

This card is the property of HDFC. If found, please return to the nearest HDFC branch. Use subject to the issuer's terms.

HDFCRUPAY
Tata Neu Infinity HDFC Bank Credit Card back

↻ Hover or tap the card to flip

Reviewed by CardAdvisor Editorial Team· Last verified 1 Jan 2026· How we research

At a glance

₹1,499
Joining fee
₹1,499
Annual fee
₹3,00,000/yr spend
Fee waiver
~₹1,499
Welcome benefit
5%
Best reward rate
₹30,000/mo
Min income

Rewards by category

What you earn on every rupee, per spend category.

CategoryTypeRateMonthly cap
Online Shoppingreward points5%
Groceriesreward points5%
Otherreward points1%

Online Shopping: 5% back as NeuCoins on Tata Neu & partner brands · Tata Neu,BigBasket,Croma,AirAsia

Groceries: 5% as NeuCoins on BigBasket via Tata Neu · BigBasket,Tata Neu

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

Finance charge (APR)
3.5%
Forex markup
Cash advance fee
Add-on card fee
Fuel surcharge waiver
Rent payment fee
Reward redemption fee

Who is this card for?

  • 💳Mid tiera solid all-rounder for steady monthly spend.
  • 🎯Strongest value if you spend heavily on Online Shopping (5% back).

Eligibility & documents

Min. income₹30,000/mo

What your hdfc reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue

Standard catalogue & cashback

0.30/pt
SmartBuy flights & hotels

Up to ₹0.50/pt on travel via SmartBuy

0.50/pt
Airmiles transferBEST

Premium cards (Infinia/Diners Black) — best value

1.00/pt

✈ TRANSFER PARTNERS

Singapore Airlines KrisFlyer (1:1) Finnair Plus (Avios) (1:1)🏨 Marriott Bonvoy (1:1)

🔥 Live offers on this card

3 live

Transfer bonuses and promos running right now for this card's rewards.

🛒

5X value on SmartBuy flights & hotels

Book flights and hotels via SmartBuy to redeem points at up to ₹0.60/point — far better than statement credit.

Ends 2026-06-30 · view offer ↗

25% bonus transferring to Marriott Bonvoy

Move HDFC Reward Points to Marriott Bonvoy with a 25% bonus — strong value for free-night awards and 5th-night-free stays.

Ends 2026-07-15 · view offer ↗

30% bonus transferring to KrisFlyer

Transfer HDFC Reward Points to Singapore Airlines KrisFlyer and get 30% extra miles — your points stretch much further on premium-cabin redemptions.

Ends 2026-07-31 · view offer ↗

See your best move with these points →

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the Tata Neu Infinity HDFC Bank Credit Card are taken from HDFC's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed for accuracy by CardAdvisor Editorial Team. Card terms change often — always confirm current details on the issuer's site before applying. How we research & review →

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